Senior E&S Underwriter — Casualty & Excess Lead

Why choose Palomar?

Palomar is a rapidly growing and innovative insurer focused on providing specialty insurance to residential and commercial customers.

Palomar welcomes the best and brightest to our thriving team. Guided by an entrepreneurial spirit, Palomar is building a dynamic and diverse team.

Join a company built on a culture of agility, innovation and authenticity that delivers peace of mind and protection to individuals and businesses impacted by adversity.

The Details:

We are looking for an experienced Executive level underwriter to help build out our E&S Primary & Excess product lines. Successful candidates must be able to produce and manage a profitable book of business through a wholesale only, limited distribution model.

What will you do

• Select, price, quote and review new & renewal business in accordance with company underwriting guidelines and experienced, underwriting judgment
• Independently work with wholesale distribution channels to appropriately select risks, evaluate, and recommend program structure, services, and pricing to achieve a balanced portfolio and long-term profitability.
• Identify, develop, and maintain strong business relationships to drive consistent opportunities for new business placement, as well as retain existing accounts.
• Specific experience or fundamental ability to present & defend book dynamics/profile in reinsurance treaty meetings.
• Utilize facultative relationships/capacity to maintain prescribed net positions with the Palomar E&S portfolio.
• Be well versed in underwriting Primary and Excess Construction and/or Excess Non-construction risks in the E&S space.
• Evaluate reinsurance requirements and implement appropriate action, including treaty adherence and facultative solutions.
• Assist in the mentoring/coaching of junior underwriters.
• Share industry specific knowledge with underwriters of all levels while performing as a technical underwriting resource.
• As a unit leader, set the example of expected performance by producing new business in addition to the required product management duties.
• Actively continue to improve personal knowledge and practices of the insurance industry through work experience, in-house instruction, insurance specific designations (e.g., CPCU), industry courses, home office seminars and workshops, etc.
• Assist in the Junior Underwriter mentoring process.

What we are looking for:

• 15+ years of insurance experience specifically underwriting in the E&S environment
• CPCU and/or ARM professional insurance designation strongly preferred.
• Entrepreneurial spirit and not risk adverse
• Keen ability to “think outside of the box”
• Able to quickly establish and build functional working relationships.
• Drives for results and takes initiative to help support the team.
• Ability to quickly learn and work in various technical platforms.
• Professional, analytical, and adaptable attitude.
• Willing to travel nationally for reinsurance and wholesale partner development.
• Ability to organize, self-prioritize, and be an initiative-taker in a challenging environment with demanding internal and external deadlines.

We love people who want to:

• Build strong relationships through transparency, trust, and respect for each other.
• Work in an agile environment, with a resilient mindset to find creative solutions to challenges.
• Collaborate and celebrate diverse perspectives, promoting inclusivity and equality.
• Do the right thing with strong conviction and integrity.
• Be bold and innovative to help make an impact.
• Demonstrable track record of working autonomously and driving progress
• Be intellectually curious, think creatively, and pragmatic

If you thrive in a dynamic environment, and like working with happy, authentic, talented people, you'll enjoy a career with Palomar!

What will you get in return?

• Full Suite of Medical Benefits
• 401k with 3.5% Automatic Fully Vested Employer Contributions
• Competitive PTO + Holiday Program
• Professional Development Assistance
• Regular company-wide social events (even virtually!)

At Palomar, we are committed to diversity, equality and inclusion in all facets of the organization. We have built an open culture that…