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Underwriter - Personal Lines

Remote / Online - Candidates ideally in
New York, New York County, New York, 10261, USA
Listing for: Nationwide Mutual Insurance Company
Full Time, Remote/Work from Home position
Listed on 2026-07-19
Job specializations:
  • Insurance
    Underwriter, Insurance Analyst, Property Insurance
Salary/Wage Range or Industry Benchmark: 49100 - 91300 USD Yearly USD 49100.00 91300.00 YEAR
Job Description & How to Apply Below
Location: New York

## Underwriter
- Personal Lines Apply locations:
United States
- Remote:
Arizona-Work from Home-1:
Ohio-Work from Home-1:
Iowa-Work from Home-1time type:
Full time posted on:
Posted Yesterday job requisition :
099084

If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide, “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

We're looking for insurance professionals who combine strong customer service skills with an analytical mindset. Successful underwriters on our team build strong relationships with agents, make sound underwriting decisions, and help drive profitable growth while delivering an exceptional customer experience.
** What We're Looking For
*** Insurance industry experience preferred
* Prior underwriting experience is helpful but not required
* Strong customer service and relationship-building skills
* Ability to analyze risk, make decisions, and manage competing priorities
* Backgrounds in claims, service, or other insurance-related roles are often a strong fit
** Training & Schedule
*** Structured virtual training program lasting approximately 6–8 weeks
* Training schedule is generally
** Monday–Friday, 8:00 a.m.–4:30 p.m. Central Time
*** This is a remote position
* After training, schedules may vary based on business and territory needs, with operating hours typically between
** 8:00 a.m. and 8:00 p.m. Eastern Time
**** Key Responsibilities
*** Underwrite new and renewal Personal Lines business within authority
* Evaluate risks and make underwriting decisions based on company guidelines
* Manage an assigned territory and support profitable growth objectives
* Build and maintain strong relationships with independent agents
* Partner with Sales, Claims, and other internal teams to support agency success
* Provide exceptional service while balancing quality, efficiency, and production expectations

This is a great opportunity for individuals looking to grow their underwriting career while developing strong agency partnerships and gaining experience managing a personal lines portfolio.
** Job Description Summary
** Success on our team requires a blend of customer service skill and analytical prowess. Each account we work on is interesting and challenging. Satisfaction comes from finding solutions that provide the best coverage and give our partner agents a way to differentiate themselves from the competition. If you are adaptable, responsive, love customers and really want to make a difference, we want to hear from you!
As an Underwriter you will accept, retain and classify moderate exposure new and renewal policies (case and account underwriting) based on granted authority. We'll count on you to manage an assigned underwriting territory to build agency relationships, identify business trends and help drive profitable growth for agencies. You will be key to provide input into portfolio underwriting on business and selection practices of agents within their territory and helps drive agency action plans.

You will be counted on as a key partner with sales, claims, and other internal resources to drive profitable growth. You may also assist with transfer underwriting efforts.
****** Job Description
*******
* Key Responsibilities:

*** Obtains agency, district, and market information from published sources, company data bases, and partnerships with sales, claims, agency and portfolio to perform underwriting analysis and identify business trends and opportunities for profitable growth
* Reviews individual risks for acceptability and handles those within authority based on company underwriting guidelines and standards. Uses critical thinking and understanding of the market and underwriting best practices to assess the total risk proposition and alternatives for acceptability. May analyze issues related to rules…
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