Treaty Underwriter

The Treaty Underwriter is responsible for underwriting and managing an assigned treaty portfolio, with accountability for profitable growth and long-term portfolio performance. The role combines business development, risk assessment, pricing collaboration, contract negotiation, and ongoing treaty oversight.

The successful candidate will market Bay Harbor Re to reinsurance intermediaries and prospective clients; evaluate new and renewal opportunities; collaborate with Actuarial, Finance, and fellow underwriters; and present recommendations and results to company leadership. The role requires sound judgment, commercial discipline, and the ability to represent Bay Harbor Re professionally across the insurance and reinsurance community.

People who pair an entrepreneurial mindset with disciplined execution, leadership, and collaboration will thrive at Bay Harbor Re.

The Treaty Underwriter is responsible for underwriting and managing an assigned treaty portfolio, with accountability for profitable growth and long-term portfolio performance. The role combines business development, risk assessment, pricing collaboration, contract negotiation, and ongoing treaty oversight.

The successful candidate will market Bay Harbor Re to reinsurance intermediaries and prospective clients; evaluate new and renewal opportunities; collaborate with Actuarial, Finance, and fellow underwriters; and present recommendations and results to company leadership. The role requires sound judgment, commercial discipline, and the ability to represent Bay Harbor Re professionally across the insurance and reinsurance community.

People who pair an entrepreneurial mindset with disciplined execution, leadership, and collaboration will thrive at Bay Harbor Re.

• Build and maintain relationships with brokers, cedants, managing general agents (MGAs), and other market partners to identify growth opportunities and strengthen Bay Harbor Re’s profile in the reinsurance market.
• Lead the opportunity process from prospecting through execution, including evaluating the underlying business, counter parties, and proposed structure; coordinating pricing; and negotiating terms and conditions.
• Develop clear business cases for new and renewal treaties and obtain approval from senior underwriters and executive management.
• Monitor treaty performance through underwriting audits, contract review, special-acceptance management, and tracking of key performance indicators.
• Manage the assigned treaty portfolio to deliver profitable results consistent with Bay Harbor Re’s underwriting standards and financial objectives.
• Represent Bay Harbor Re at industry programs, conferences, client meetings, and other market events.
• Support annual planning by forecasting portfolio results and providing commentary on treaty performance, emerging trends, and market intelligence.
• Maintain timely, accurate underwriting documentation and communicate material developments to internal stakeholders.

Travel will vary based on territory and employee location. Candidates should generally expect approximately two to five days of travel per month for audits, marketing activities, client meetings, and industry conferences. Employees based outside Southeast Michigan should also expect an additional two to five days of travel per quarter for meetings at Bay Harbor Re’s home office.

• Three to ten years of experience in U.S. property and/or casualty treaty reinsurance underwriting. Candidates with relevant facultative reinsurance or primary insurance underwriting experience may also be considered.
• Experience with, or strong knowledge of, several of the following lines:
  General Liability, Commercial Auto Liability, Excess Liability, Workers’ Compensation, Commercial Property, Professional Liability, and Personal Lines.
• Strong negotiation, relationship-management, and written and verbal communication skills.
• Strong quantitative, analytical, and financial-evaluation skills.
• Demonstrated ability to make well-reasoned decisions using complex and sometimes incomplete information.
• Ability to collaborate effectively across…