Bodily Injury & Homeowners Liability Adjuster

Job Description

Responsible for investigating and confirming the facts of loss for advanced automobile accidents.

Determines coverage, liability, damages and otherwise adjusts and negotiates claims within the limit of authority.

We are seeking a Bodily Injury Adjuster with experience in homeowner liability claims. Experience with EPIC is a plus, and auto litigation experience is preferred. If you’re eager to grow your adjuster career across multiple lines of business, we encourage you to apply today!

• Applies advanced understanding of insurance policies written by the company, the industry, and organizational relationships within the company and department.
• Handles investigation regarding all aspects of advanced auto claims (coverage, liability and damages) with the exercise discretion and independence within increased level of authority.
• For claims involving injuries (if handled), learns how to review, evaluate, and negotiate basic to moderate injury claims.
• Recognizes and identifies body parts of a vehicle and understanding other potential property damage.
• Identifies customer needs and works to meet those needs using appropriate customer service skills.
• Determines subrogation or fraud potential and how to handle.
• Applies increased experience in the Adjuster II level or a rotation into a specialty position (Coverage, Investigation Specialist, Total Loss, Initial Handler, Extended Handler, etc.).

This job does not have supervisory duties.

• Automobile Liability
• Bodily Injury Claims
• Case Management
• Claims Administration
• Claims Resolution
• Claims Review
• Commercial Liability
• De‑Escalation
• Diary Management
• Homeowners Claims
• Homeowners Insurance
• Homeowners Insurance Claims
• Injury Assessment
• Insurance Claims Investigations
• Liability Insurance
• Multitasking
• Personal Injury Claims
• Prioritization
• Task Management
• Task Organization
• Time Management

Base compensation offered for this role is:
BI Adjuster Cons I: $50,000 - $74,120
BI Adjuster Cons II: $56,000 - $82,500
BI Adjuster Sr Cons I: $68,
BI Adjuster Sr Cons II: $70,100 - $124,500
And is based on experience and qualifications. Total compensation for this role is comprised of several factors, including the base compensation outlined above, plus incentive pay (i.e. commission, bonus, etc.) if applicable for the role.

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.

Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.

To view the EEO Know Your Rights poster . This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance Programs. To view the FMLA poster, . This poster summarizing the major provisions of the Family and Medical Leave Act (FMLA) and telling employees how to file a complaint.

It is the Company's policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employee’s ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employee's terms or conditions of employment is prohibited.

This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.