Personal Lines Underwriter

Job Description

A career at Auto‑Owners is challenging and rewarding. Our group of caring associates creates financial security by helping individuals and businesses make a new start when a loss occurs. The role is a merit‑based work‑from‑home program with up to 3 days per week after initial in‑person training.

• Learn various insurance coverages and contracts along with company philosophy and procedures in order to make underwriting decisions.
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use.
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment.
• Analyze loss experience, financial conditions and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Effectively communicate with independent agents and other associates through verbal and/or written means.
• Participate in and successfully complete the Company underwriter training program.

• Bachelor’s degree or direct equivalent experience with property/casualty underwriting.
• Ability to organize data, multi‑task and make decisions independently.
• Above‑average communication skills (written and verbal).
• Ability to write reports and compose correspondence.
• Ability to resolve complex issues.
• Continually develop product knowledge through participation in approved educational programs.

Auto‑Owners offers a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. In addition to a competitive base salary, matched 401(k), fully‑funded pension plan (once vested), and bonus programs, Auto‑Owners provides generous paid time off including holidays, vacation days, personal time, and sick leave.

Auto‑Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

Ability to work in the U.S. without current or future sponsorship is a requirement.