PLADS Group Underwriter III (Remote, US, 31999

Salary Range: $90,000 - $120,000

Job Posting End Date: July 15, 2026

We are the duck. We develop and empower our people, cultivate relationships, give back to our community, and celebrate every success along the way. We do it all… The Aflac Way.

Aflac, a Fortune 500 company, is an industry leader in voluntary insurance products that pay cash directly to policyholders and one of America's best‑known brands. Aflac has been recognized as Fortune’s 50 Best Workplaces for Diversity and as one of World’s Most Ethical Companies by

Our business is about being there for people in need. So, ask yourself, are you the duck? If so, there’s a home, and a flourishing career for you at Aflac.

Depending on your location within the continental US, this role may be hybrid or remote
.

• If you live within 50 miles of the Aflac offices located in Columbus, GA or Columbia, SC, this role will be hybrid. This means you will be expected to work in the office for at least 60% of the work week. You will work from your home (within the continental US) for the remaining portion of the work week. Details of this schedule will be discussed with your leadership.
• If you live more than 50 miles from the Aflac offices located in Columbus, GA or Columbia, SC, this role will be remote. This means you will be expected to work from your home, within the continental US. If the role is remote, there may be occasions that you are requested to come to the office based on business need. Any requests to come to the office would be communicated with you in advance.

• Acting with Integrity
• Communicating Effectively
• Pursuing Self-Development
• Serving Customers
• Supporting Change
• Supporting Organizational Goals
• Working with Diverse Populations

• Has extensive knowledge of changes to policies, procedures, and governance tools to ensure processes are up-to-date, reflect new policies and facilitate implementation within own work area.
• Solid Group Life/Disability underwriting knowledge.
• Understanding of Group Life and Disability products and services, affiliated systems and applicable operational policies and procedures.
• Strong math skills.
• Strong Microsoft Excel skills.
• Knowledge and skills in experience rating Life, STD, LTD, Leave products and analyzing competitor experience data.

• Bachelor's Degree in a related field.
• 4 years of financial underwriting experience with Group Life, STD, LTD and Leave products for employer groups exceeding 1,000 covered lives or 5 years of financial underwriting experience with Group Life, STD, LTD, and Leave products, including 2 years of experience for employer groups exceeding 1,000 covered lives.

Or an equivalent combination of education and experience.

• Completes assignments of high complexity while working within delegated authority.
• Provides technical underwriting support and guidance to customers and distributors, consistently providing excellent customer service.
• Maintains distributor relationships by consistently requesting the correct evidence, consistently making the correct decision and always explaining rating decisions.
• Completes a range of queries and referrals within agreed authority limits, measuring the exposure analyzing the risk of each case to maintain underwriting standards.
• Proactively contributes to the development and improvement of technical underwriting standard, controls, practices and procedures to better meet business goals.
• Proactively contributes ideas and work for the development of new or enhanced propositions /procedures/philosophy, ensuring we charge the right premium for the associated risk.
• Proactively supports development of self and others and contributing to a positive and supportive team culture.
• Identifies training opportunities for self and others and assists with training as directed.
• Works closely with distributors and other operational areas to support the overall achievement of the business plan, demonstrating knowledge in underwriting expertise, systems, procedures and processes.
• Assists with quality reviews in order to help identify, assess and take action to mitigate…