Commercial Underwriting Analyst - Fremont Insurance

Job Type:Full time Exempt/Non Exempt:

Hourly

Job Description:

Location Details:

This position can work remotely from a home office (anywhere in the state of Michigan) for day-to-day operations. Will travel to the Fremont, MI office on occasion.

Position Schedule /

Shift: Monday
- Thursday 8am-5pm. Friday 8am-4:30pm

Key Responsibilities:

Reviews and analyzes internal/external investigations, inspections and/or statuses in order to ensure rating/premium value integrity to ensure meeting underwriting guidelines and corporate goals. Reviews information, initiates policy adjustments for commercial product line(s) and tabulates results. Compares the rating characteristics of specific accounts and formulates a course of action to ensure compliance with corporate underwriting rules and procedures. Provides advanced technical and product information in response to questions/inquiries.

Attends training as required.

Corresponds and maintains professional relationships with agents and producers along with the ability to explain reasons for policy adjustments. Formulates a course of action to comply with commercial lines underwriting rules and procedures and compares rating characteristics for specific accounts to ensure compliance with existing eligibility and rating rules. Updates rating criteria on affected policies. May complete activity sheets to be used in compiling monthly reports and perform calculations of premiums recovered to ascertain impact of inappropriate ratings on company revenues.

Underwrites and processes renewals and endorsements within commercial underwriting analyst authority level. Work with underwriter, senior underwriter and/or supervisor if outside authority level.

Qualifications:

Required Education (include minimum education and any licensing/certifications):

High School diploma or equivalent

Experience:

two years insurance experience reviewing claims for possible changes in rating or acceptability statusanalyzing insurance needs and determining appropriate levels of coverageworking with various commercial insurance product linesinvestigating and validating proper rating

Knowledge and

Skills:

company underwriting policies, procedures and practicesinspection techniques related to commercial insurancecommunicating effectively with otherspresenting complex information in a clear and concise manneraccess and work with rate account information on computer terminalreview new or renewal commercial insurance accounts to determine appropriate rating classificationswork within a team environment

Preferred

College level coursework in Business Administration or a related fieldCPCU, IIA, CIC or other insurance related coursework.

Work Environment:

This position is currently able to work remotely from a home office location for day-to-day operations unless occasional travel for meetings, collaborative activities, or team building activities is specified by leadership. This is subject to change based on amendments and/or modifications to the ACG Flex Work policy.

Compensation & Benefits Overview:

ACG complies with all applicable state and local laws regarding required benefits (including PTO, paid sick leave, etc.).Compensation The hourly range for this position is $23.10 - $25.00 with annual bonus potential, based on performance.

Benefits At ACG, we offer a comprehensive and flexible benefits package designed to support your health, financial well-being, and professional growth.

Health & Wellness Medical plans with multiple coverage options, including HSA eligibility.

Prescription drug coverage.

Dental and vision benefits.

Employee Assistance Program (confidential support services).Financial Protection & Insurance Company-paid basic life insurance.

Optional supplemental life insurance and dependent coverage.

Short-term and long-term disability coverage.

Critical illness, accident, and pet insurance options.

Retirement & Savings
401(k) plan to support long-term financial goals. 3% automatic deferral upon eligibility; may contribute 1% to 50% of eligible earnings, either pre or post tax. Company match of 50% paid on employee contributions up to 6% of pay, payable to employees following the end of the year; immediate vesting. Additional company contribution of 4% of pay each pay day into your account;

100% vested after three (3) years of service.

Health Savings Account (HSA) and Flexible Spending Accounts (FSA) options.

Time Off & Leave Paid Time Off (PTO):
Accrual-based, increases with tenure, eligible at 90 days of employment. Full-time new employees will receive up to 12 PTO days annually; accrual based on start date and may include additional PTO based on role and/or state & local requirements. Part-time employee PTO hours are calculated based upon the standard weekly hours the employee is scheduled to work and will accrue at a minimum of 3 hours per month.

Paid Holidays:
Full-time employees are eligible for 10 company-paid holidays annually, in addition to 1 mental health day, 2 floating holidays and 1 volunteer day. Holidays vary by…