Commercial Underwriting Analyst - Fremont Insurance

Location Details

This position can work remotely from a home office (anywhere in the state of Michigan) for day‑to‑day operations. Will travel to the Fremont, MI office on occasion.

Full time

Hourly

This position can work remotely from a home office (anywhere in the state of Michigan) for day‑to‑day operations. Will travel to the Fremont, MI office on occasion.

Monday-Thursday 8am-5pm. Friday 8am-4:30pm

Reviews and analyzes internal/external investigations, inspections and/or statuses in order to ensure rating/premium value integrity to ensure meeting underwriting guidelines and corporate goals. Reviews information, initiates policy adjustments for commercial product line(s) and tabulates results. Compares the rating characteristics of specific accounts and formulates a course of action to ensure compliance with corporate underwriting rules and procedures. Provides advanced technical and product information in response to questions/inquiries.

Attends training as required.

Corresponds and maintains professional relationships with agents and producers along with the ability to explain reasons for policy adjustments. Formulates a course of action to comply with commercial lines underwriting rules and procedures and compares rating characteristics for specific accounts to ensure compliance with existing eligibility and rating rules. Updates rating criteria on affected policies. May complete activity sheets to be used in compiling monthly reports and perform calculations of premiums recovered to ascertain impact of inappropriate ratings on company revenues.

Underwrites and processes renewals and endorsements within commercial underwriting analyst authority level. Work with underwriter, senior underwriter and/or supervisor if outside authority level.

• High School diploma or equivalent

• two years insurance experience
• reviewing claims for possible changes in rating or acceptability status
• analyzing insurance needs and determining appropriate levels of coverage
• working with various commercial insurance product lines
• investigating and validating proper rating

• company underwriting policies, procedures and practices
• inspection techniques related to commercial insurance
• communicating effectively with others
• presenting complex information in a clear and concise manner
• access and work with rate account information on computer terminal
• review new or renewal commercial insurance accounts to determine appropriate rating classifications
• work within a team environment

• College level coursework in Business Administration or a related field
• CPCU, IIA, CIC or other insurance related coursework.

This position is currently able to work remotely from a home office location for day‑to‑day operations unless occasional travel for meetings, collaborative activities, or team building activities is specified by leadership. This is subject to change based on amendments and/or modifications to the ACG Flex Work policy.

ACG complies with all applicable state and local laws regarding required benefits (including PTO, paid sick leave, etc.).

The hourly range for this position is $23.10 - $25.00 with annual bonus potential, based on performance.

• Medical plans with multiple coverage options, including HSA eligibility.
• Prescription drug coverage.
• Dental and vision benefits.
• Employee Assistance Program (confidential support services).

• Company-paid basic life insurance.
• Optional supplemental life insurance and dependent coverage.
• Short-term and long-term disability coverage.
• Critical illness, accident, and pet insurance options.

• 401(k) plan to support long‑term financial goals. 3% automatic deferral upon eligibility; may contribute 1% to 50% of eligible earnings, either pre or post tax. Company match of 50% paid on employee contributions up to 6% of pay, payable to employees following the end of the year;…