Senior Commercial Program Underwriter - Remote

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Job Title Senior Commercial Program Underwriter
- Remote

Requisition NumberR
7936 Senior Commercial Program Underwriter
- Remote (Open)
Location Arizona
- Home Teleworkers Additional Locations Alabama
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- Home Teleworkers {+ 21 more}Job Information We're Mobilitas, a commercial insurance company created by CSAA Insurance Group. Our mission is to reinvent commercial insurance in the mobility space to offer our partners innovative solutions for today’s way of doing business. At Mobilitas, we believe in what's possible and we use our inventive skills to meet the demands of modern mobility with exceptional service.

We’re looking for motivated, innovative individuals who think big, move fast and are dedicated to creating a company from the ground up, without the constraints of a traditional insurance company. We’re excited to push the boundaries of commercial insurance and are looking for enthusiastic team members to help us reimagine insurance.

We are actively hiring for a Senior Commercial Program Underwriter!

Your Role:

This role supports Mobilitas' programs in the sharing economy and mobility market, including ride-sharing, on-demand and last-mile delivery, autonomous vehicles, and related mobility segments.

Directs and coordinates the development, onboarding, governance, and performance management of assigned delegated authority programs and serves as the primary carrier business owner for those relationships. Responsible for both new program development and ongoing program oversight throughout the delegated authority lifecycle. This role will function as a subject-matter expert in delegated authority governance, underwriting stewardship, and new program development, and will be actively engaged with program strategy design and implementation.

Manages moderate-to-large or higher-complexity programs that carry moderate-to-higher risk and high regulatory or market complexity.

Your Work:

Program Strategy, Development & Launch Leads assessment and development of new program opportunities and expansions into new markets or products presented by program administrators.

Leads underwriting, operational, financial, and strategic due diligence and prepares recommendation and approval materials for internal review forums.

Develops program business cases, appetite / pricing framing, revenue and loss projections, launch plans, and milestone schedules.

Directs cross-functional onboarding and go-live readiness across Underwriting, Actuarial, Claims, Operations, Finance, Legal / Compliance, and IT.Manages program implementation projects including team coordination, resources, budget, and timelines.

Program Governance & Delegated Authority Oversight Establishes and maintains authority matrices, referral thresholds, and escalation / intervention frameworks for assigned programs.

Leads governance meetings, committee cadence, and material-change reviews (products, systems, ownership, growth spikes).Is responsible for adherence to agreements and drives remediation of governance gaps.

Maintains committee structure, reporting cadence, key risk indicators, and portfolio-level aggregation controls.

Underwriting Stewardship Establishes underwriting guidelines, appetite, class definitions, exclusions, and risk-selection standards…