Self-Funded Account Executive

POSITION

DESCRIPTION:

IMG is seeking a highly dependable and motivated professional to join our team as a Self-Funded Account Executive. This role requires a strong background in data analytics, claims monitoring, and self-funded health insurance plans. The Self-Funded Account Executive will support our Producers by analyzing claims data, assessing risk profiles, optimizing plan designs, and suggesting cost-saving strategies for self-funded accounts.

• Collaborate closely with agents to provide expert guidance on self-funded accounts, offering strategic advice, data insights, and actionable recommendations to help them best serve clients.
• Analyze detailed claims data to identify trends, high-cost claims, and potential areas for improvement in self-funded health plans.
• Prepare and present detailed reports with actionable insights for agents, enabling them to effectively communicate findings and recommendations to clients.
• Evaluate a company's risk profile and recommend suitable stop‑loss coverage levels based on identified risks.
• Assist in optimizing benefit plan designs by leveraging data insights to improve coverage while identifying lower-cost providers, networks, and services.
• Compare plan performance against industry benchmarks and recommend adjustments to enhance outcomes.
• Suggest cost‑saving measures such as negotiating better rates with providers or identifying alternative treatments that maintain quality care.
• Oversee claims monitoring and ensure accuracy in reporting for self‑funded accounts, addressing any discrepancies or issues.
• Build and maintain strong relationships with stop‑loss carriers, partners, and TPAs, negotiating better deals to benefit clients.
• Support and train newer agents on self‑funding concepts, available reports, and strategies for optimizing self‑funded plans.
• Develop further efficiencies in the self‑funded space to free up producers' time for new client acquisition.

• College education or equivalent experience in self-funded benefits, data analytics, or insurance
• Indiana Life and Health insurance license is required
• 3-5 years' experience in self-funded benefits with a focus on data analysis and risk management
• Strong analytical skills with the ability to interpret complex claims data and translate insights into actionable recommendations
• Experience with self‑funded plans, stop‑loss coverage, and cost containment strategies
• Proficient in Microsoft Office products, especially Excel (for data analysis and reporting)
• Ability to prepare and present detailed reports with clear, actionable insights for agents and clients
• Excellent communication skills, both oral and written, with the ability to explain complex issues to others and respond to inquiries effectively
• Strong organizational skills, with the ability to manage multiple tasks simultaneously and prioritize effectively

• Full Benefits Offering (Health, Dental, Vision, Life, LTD, STD, Critical Illness, and Accident), 10+ Paid Holidays, PTO Package, 401k matching, 30-minutes of workout time, schedule flexibility, growth opportunities, and more!

Flexible work from home options available.