Commercial Insurance Advisor

# Commercial Insurance Advisor (Hybrid)
Horan Companies, Inc.
63 East Genesee Street, Baldwinsville, NY 13027 (training location)  **$45.67 – $50.48 an hour** *(approximately $95,000–$105,000 annually based on a full-time schedule)
* ** plus quarterly bonus opportunities —
** Permanent, Full-time## Full

Job Description ####
** Position Overview
** Hybrid, licensed commercial insurance role managing an established portfolio of business clients — this is a stable, hourly position, not a commission-only sales role, and no cold prospecting is required.

We're a growing, people-first independent insurance agency seeking an experienced
** Commercial Insurance Advisor
** who can manage a book of business with minimal supervision and bring thoughtful coverage recommendations to business owners across Central New York.

You'll work alongside a collaborative commercial team supporting small-to-mid-sized businesses, including contractors, restaurants, manufacturers, municipalities, retail businesses, professional offices, non-profits, salons, and many other local businesses.

You'll work with respected carriers including
** Erie Insurance, The Hartford, Dryden Mutual, OCMIC, and Progressive**, along with numerous additional regional, national, and specialty markets to help find coverage for each client's requirements.## Schedule & Work Location Training: 6 – 8 weeks onsite in Baldwinsville, 5 days per week with structured support

After training, choose your in-office days from Baldwinsville, Fulton, or Oswego Hybrid schedule — typically 3 days in-office, 2 work-from-home days per week

Full-time, Monday – Friday No nights, no weekends## Your Day-to-Day Responsibilities This role covers three core areas — managing an existing book of business, marketing and negotiating coverage, and staying organized while doing both.### Portfolio Management
1. Manage a portfolio of commercial clients
2. Review renewals and recommend coverage improvements
3. Assist clients with endorsements, certificates of insurance, billing questions, and claims guidance
4. Identify opportunities to strengthen existing client relationships through additional coverage recommendations### Marketing & Underwriting
1. Market accounts to insurance carriers
2. Prepare proposals and explain coverage recommendations
3. Complete ACORD applications and supplemental underwriting forms
4. Work directly with underwriters to negotiate coverage and pricing
5. Recognize when an Excess & Surplus (E&S) market may be an appropriate solution for a particular risk### Systems & Documentation
1. Maintain organized and accurate documentation within Hawk Soft
2. Work collaboratively with teammates to deliver a consistently strong client experience## What We're Looking For — and What You'll Earn Here's what you'll need to bring to this role and exactly what Horan puts on the table in return.### What You Bring
* Active New York State Property & Casualty License
* At least 5 years of commercial insurance experience *(or a minimum of 3 years in commercial lines following a strong personal lines background)
** Experience marketing commercial accounts
* Experience completing ACORD applications and supplemental carrier forms
* Familiarity with Excess & Surplus (E&S) placements
* Strong written and verbal communication skills
* Excellent organizational and time management skills
* Proficiency with Microsoft Outlook, Word, and Teams
* ** Preferred**: experience using the Hawk Soft Agency Management System
* ** Preferred**: professional insurance designations such as CISR, CIC, CRM, CPCU, or similar
* A college degree is not required### Compensation & Benefits
* ** Base Pay:** $45.67 – $50.48 per hour *(based on experience)
** Quarterly bonus opportunities
* Health, dental & vision insurance
*…