Senior Field Property Claims Adjuster | Commercial & Homeowner Property

Our client is looking to add a Field Property Claims Adjuster to handle Homeowners and Commercial Property losses while serving as a trusted resource for policyholders, agents, and business partners throughout the claims process.

This is an excellent opportunity for an experienced property claims professional who enjoys handling complex losses, making sound coverage and settlement decisions, and taking ownership of a diverse portfolio of high exposure claims while continuing to grow within a respected claims organization. This is a fully remote position but must reside in Indiana.

Responsibilities

• Investigate, evaluate, and resolve large loss first-party property claims involving Homeowners, Commercial Property, Condominium, and Farm exposures.
• Handle losses including fire, water, wind, hail, tornado, theft, vandalism, collapse, smoke, lightning, freeze, and catastrophe-related claims.
• Conduct on-site inspections to assess damages, determine scope of loss, and identify coverage issues.
• Review policy language and determine coverage based on policy provisions, endorsements, exclusions, and applicable state regulations.
• Prepare detailed estimates or review contractor and independent adjuster estimates using Xactimate.
• Coordinate inspections with engineers, building consultants, accountants, restoration contractors, mitigation companies, and other experts as needed.

Qualifications

• 2+ years of property claims experience with an insurance carrier.
• Minimum 2 years handling commercial property losses.
• Experience handling both Homeowners and Commercial Property claims from first notice of loss through resolution.
• Strong knowledge of property insurance coverage, estimating, building construction, and claim investigation techniques.
• Experience managing litigated claims and working with attorneys, engineers, and public adjusters.

Salary & Benefits

• $70,000 - $90,000+ (based on experience) plus 10-20% annual bonus