Senior Actuarial Analyst - THREE

Description

The Senior Actuarial Analyst independently leads complex actuarial analyses, influences business decisions, and contributes to team and process development, combining deep technical expertise with strong ownership from analysis through implementation.

The Berkshire Hathaway Group of Insurance Companies is looking for an Associate Actuary to support the insurtech initiative, THREE (). This person will be part of a small, fast-paced team and gain exposure to many parts of the company and insurance product. The ideal candidate will be able to juggle multiple priorities with accuracy and have an entrepreneurial spirit. They will lead state filing implementation, the core focus of the role, while also supporting pricing, business analysis, and product development initiatives for assigned lines of business — partnering closely with underwriting and product teams, and serving as a technical resource in the development and testing of rating and policy administration systems.

This job is hybrid. Hybrid associates have 2 mandatory in-office days per week at our Stamford, CT location. We believe the 2-day requirement provides a good balance of quality in-office time while still preserving the convenience of at-home work.

• Lead regulatory rate filings and system rate implementations for commercial lines, with an emphasis on continually increasing efficiency and quality
• Lead the current-state filings capability while defining and executing a long-term filings transformation roadmap
• Partner across Pricing, Product, Technology, and the Department of Insurance to improve efficiency, quality, and regulatory responsiveness
• Identify opportunities to use automation, artificial intelligence, and modern analytical tools to improve processes and convert filing information into scalable business insights
• Establish strong peer-review and governance practices, and resolve process gaps
• Represent THREE's position with regulators, auditors, and external partners as needed
• Contribute to rate indications, reserving analyses, profitability studies, and other actuarial projects across BOP, Umbrella, Workers' Compensation, and Commercial Auto, owning work from analysis through implementation
• Assist across a diverse product set — including liquor liability and catastrophe-exposed perils — applying business and actuarial expertise to develop effective, well-informed solutions
• Help identify and implement improved methods and processes to enhance team effectiveness, and present analyses and recommendations clearly to influence decisions across all levels

• Prior experience with rate filings
• Passing the CAS Rate making exam (Exam 5 — Basic Rate making and Estimating Claim Liabilities) preferred

THREE is a disruptive insurance initiative providing comprehensive small business coverage under a proprietary, three-page coverage form built for clarity and readability. Innovation is embedded in our culture, starting with the policy form itself.

This position reports to an Actuarial Leader and offers exposure to a wide array of coverages, including liquor liability, flood, earthquake, hurricane, and severe convective storm. We offer a competitive actuarial study program and prioritize supporting your progress toward actuarial credentials.

The statements herein are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.