Remote, Senior Commercial Lines Underwriter
Towson, Baltimore City, Maryland, 21286, USA
Listed on 2026-09-25
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Insurance
Underwriter, Insurance Analyst, Insurance Risk / Loss Control, Property Insurance
Location: Maryland (Remote)
Territory: Maryland
Experience
Required:
6+ Years Commercial P&C Underwriting Experience
Our client, a Top 35 U.S. Property & Casualty carrier by Gross Written Premium, is seeking an experienced Senior Commercial Lines Underwriter to join its growing Middle Market team. This is a fully remote position; however, candidates must reside in Maryland to effectively manage agency relationships and support business development efforts throughout the territory.
This role offers the opportunity to underwrite a diverse commercial portfolio across multiple lines of business while partnering closely with independent agents and brokers to drive profitable growth.
Responsibilities- Independently underwrite and manage a profitable book of Commercial Lines business throughout Maryland.
- Evaluate new and renewal submissions across multiple lines, including Property, General Liability, Commercial Auto, Umbrella, and Workers' Compensation.
- Assess risk exposures, coverage needs, pricing adequacy, and account profitability.
- Develop and maintain strong relationships with agency partners to drive production and retention.
- Travel periodically within the territory for agency meetings, marketing visits, and relationship‑building activities.
- Negotiate terms, conditions, and pricing within established underwriting authority.
- Collaborate with internal teams including Claims, Risk Control, and Operations to provide exceptional service to clients and distribution partners.
- Monitor market trends, competitive conditions, and portfolio performance to support profitable growth initiatives.
- Mentor junior underwriting staff when appropriate and serve as a technical underwriting resource.
- 6+ years of Commercial Property & Casualty underwriting experience.
- Experience underwriting multi-line middle market accounts.
- Strong knowledge of Commercial Lines coverages, pricing, risk assessment, and portfolio management.
- Proven success developing and maintaining independent agency and broker relationships.
- Demonstrated ability to analyze complex risks and make sound underwriting decisions.
- Strong communication, negotiation, and relationship management skills.
- Bachelor's degree preferred.
- Professional designations such as CPCU, AU, ARM, or CIC are a plus.
- Competitive base salary plus annual bonus opportunity.
- Comprehensive medical, dental, and vision coverage.
- 401(k) with company match.
- Generous PTO and paid holidays.
- Career advancement opportunities with a nationally recognized carrier.
- Fully remote work environment with a focus on work-life balance.
This is an excellent opportunity for a seasoned Commercial Lines Underwriter seeking greater autonomy, a strong agency-facing presence, and the backing of a well-established national carrier.
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