Underwriter, Insurance

Underwriter Who We Are

Pathpoint is the full-service E&S wholesaler that combines smart technology and expert E&S guidance to give brokers and agents unprecedented visibility and control. Traditional wholesalers offer market access without technology. Insurtech platforms offer technology without expert guidance. We do both: an in-house team of specialized E&S experts engaged at every step, paired with technology that automates the end-to-end process. Since we started trading in 2021, broad market access has helped thousands of brokers grow into bigger accounts and broader books, and we are just getting started (learn more).

• Minimum 3 years + of E&S commercial property and casualty underwriting experience, preferably with small and mid-sized commercial accounts and 5+ year of insurance experience.

• Strong technical underwriting skills and a deep understanding of carrier appetite, guidelines, and rating concepts.

• Proven success building relationships with carrier underwriters, brokers, and internal sales or account management functions.

• Strong negotiation, communication, and analytical abilities, with a clear focus on profitable growth.

• Confident and self-directed, thriving in a fast-paced, remote environment; high digital literacy and quick to adapt to new systems.

• Results-oriented and accountable for production goals and service standards, with the humility, collaboration, and initiative a rapidly evolving organization requires.

• Own the territory: Manage a defined region, owning new business underwriting across commercial E&S property and casualty accounts, with accountability for monthly premium and submission goals that ladder into regional and company targets.

• Review & assess risks: Evaluate submissions for completeness, risk appetite fit, pricing considerations, and coverage requirements, exercising sound underwriting judgment on exposure and coverage needs within carrier guidelines.

• Prepare & deliver quotes: Develop accurate, competitive quotes by analyzing risk characteristics, applying underwriting guidelines, and clearly communicating coverage options, pricing, and recommendations to agents.

• Secure binds & complete placement: Proactively manage open opportunities, obtain bind commitments, coordinate required documentation, and ensure successful placement with meticulous documentation and compliance with Pathpoint and carrier underwriting standards.

• Work accounts: Prioritize and advance submissions efficiently, maintain pipeline visibility, and meet service level expectations while balancing responsiveness, marketing to carriers, risk selection, presenting options, iterating with clients, and landing accounts.

• Partner with carriers: Work with carrier underwriters to shape underwriting strategy, coverage forms, and pricing parameters.

• Improve the portfolio & platform: Review portfolio performance with Analytics to optimize profitability and efficiency, and contribute front-line insights to Product and Engineering to refine Pathpoint's proprietary underwriting system.

• Insurance coverage fit for an insurance company – with some plans at no cost to you

• Competitive compensation, equity, and total rewards

• 401(k) with a 2% bi-weekly employer match

• 20-days of PTO (increased to 25-days after 2-years)

• Professional development opportunities

• Remote-first working environment with investments in in-person collaboration

• Annual $500 home office stipend

• Monthly $75 internet stipend

• Generous paid parental leave

• An insurance partner offering unique opportunities for professional growth

Compensation:

75% of total target compensation is base salary, and 25% is variable compensation based on individual and territory goals. The expected base salary for the position…