Actuarial Risk Management Director

Excela Protect is modernizing the F&I industry bringing transparency, efficiency, and exceptional service to a space that's ready for change. As we grow, we're looking for a Director, Actuarial & Risk Management to serve as our lead actuarial expert and strategic partner in pricing, reserving, and risk management.

Summary:

You'll be the actuarial authority behind our vehicle protection and insurance-adjacent products, driving pricing discipline, reserve integrity, and portfolio performance. As a senior individual contributor and functional leader, you'll influence key decisions across Underwriting, Finance, Product, Operations, Analytics, and Business Development, blending technical expertise with business acumen to support profitable, sustainable growth.

This position is remote however, candidates must currently reside in one of the following approved states: AZ, CO, GA, LA, MI, NC, NY, OH, SC, TN, or TXWhy Excela Protect?

Competitive compensation

Flexible work schedule

Full benefits: medical, dental, vision, life insurance, 401(k)
Paid vacation and holidaysA collaborative, customer-first culture with real room to grow

What You'll Do:

Own actuarial pricing methodologies, reserve frameworks, and governance processes

Monitor and ensure reserve adequacy based on portfolio performance and emerging experience

Evaluate profitability, loss ratios, claim trends, and risk exposure across products and portfolios

Identify emerging risks and opportunities to support growth and financial stability

Lead actuarial due diligence and pricing recommendations for new client opportunities

Partner with business leaders on the financial implications of strategic decisions

Establish actuarial standards, controls, and decision frameworks fit for a growing company

Serve as the Company's go-to actuarial expert on pricing, reserving, and risk

What You Bring:

Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, or a related fieldACAS, ASA, or equivalent actuarial credential required;
Fellowship progression preferred

Progressive actuarial experience in pricing, reserving, and portfolio risk assessmentF&I, vehicle protection, warranty administration, GAP, or P&C insurance experience preferred

Advanced Excel and SQL skills;
Power BI, Tableau, Python, or R a plusA track record of influencing decisions and leading cross-functional initiatives

Ready to make an impact? We'd love to hear from you.

Excela Protect is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.