Senior Director of Product

Rate Insurance is an independent insurance brokerage offering an unmatched value proposition to our customers, our referral partners, and our team members. Our unique business model allows us to consistently achieve new heights and redefine excellence, which has positioned us as one of the fastest organically growing brokerages in the country. Since 2012, we have achieved double-digit growth, year over year, and now represent over 100 different property and casualty insurance providers in all 50 states.

Senior Director of Product

We are committed to providing a competitive and equitable total rewards package. The compensation for this role is designed to attract, retain, and motivate top talent. The expected base salary range for this position is $180,000 to $220,000 annually

Rate Insurance, LLC is an independent insurance brokerage offering personal, life, and commercial insurance products to our customers. Rate Insurance is one of the fastest organically growing insurance brokerages in the country. Over the last five years, the company has delivered exceptional growth, with gross revenue growing by 338%, and earned premiums increasing by 327%. Today, Rate Insurance represents more than 100 property and casualty insurance carriers and operates in all 50 states.

Rate Insurance seeks a highly experienced, deeply technical product executive to lead and transform our internal and customer-facing platform ecosystem. This strategic role owns the full breadth of our product vision, including customer-facing digital quoting platforms, complex integrations, enterprise-scale data infrastructure, analytics, Salesforce-driven agent experiences, and AI-powered productivity and automation. You will lead a lean, high-caliber product team responsible for crafting cohesive and sophisticated platform solutions that streamline every step of the brokerage lifecycle, from initial customer quote to ongoing account servicing and retention.

Across these platforms, you will be accountable for developing a tightly integrated ecosystem that seamlessly connects end-customer experiences with internal agent workflows. As a highly visible leader, you will drive meaningful collaboration with business stakeholders and ensure strategic alignment across enterprise-critical adjacent technologies, notably our telephony platform. This role combines visionary strategic thinking with hands‑on execution. You will define detailed product requirements, personally validate APIs and integrations, and shape data flows and reporting frameworks.

This role requires strong mastery of AI and the ability to use it to build AI agents and workflows that expand the capacity of the product team and the broader organization, in alignment with the company’s AI strategy. You will be expected to demonstrate what you have built. If you thrive in environments where technical complexity meets strategic impact, and you are eager to set the standard for how an independent brokerage can leverage technology for transformational growth, this role is uniquely suited to your expertise.

• Platform Ownership and Strategic Direction Set and execute the comprehensive product vision, roadmap, and delivery for digital quoting, enterprise integrations, data infrastructure, and Salesforce.
• Apply AI and automation across the product platform, enhancing agent productivity and client experiences.
• Develop a robust API strategy for integrations across carrier systems, quoting platforms, data providers, and internal services.
• Oversee end-to-end product coverage, from quoting and onboarding to account servicing and retention.
• Partner with Marketing to ensure seamless functionality and integration of email and SMS communication platforms, and to optimize customer journeys and campaigns.
• Ensure cohesion across enterprise technologies, including telephony and customer experience platforms.
• Agile Delivery and Execution Lead iterative product delivery cycles (MVP, post-MVP, ongoing enhancements) with clearly measurable outcomes.
• Employ structured prioritization frameworks (WSJF, MoSCoW, RICE) to inform roadmap decisions and manage tradeoffs.
• Execute and manage product development through disciplined two-week Agile sprints in close collaboration with engineering.
• Leverage AI agents and workflows across the delivery cycle, compressing the time from concept to well-formed backlog to shipped increment.
• Team Leadership and…