E&S Casualty- UW Specialist Specialty; Hybrid​/Remote

For more than 170 years, The Hanover has been committed to delivering on our promises and being there when it matters the most. We live our values every day, demonstrating we CARE through our values, Sustainability initiatives and inclusive corporate culture.

The Hanover’s Specialty, Excess & Surplus team is seeking a strategic, sales-minded, and dynamic Underwriting Specialist Specialty – Merit Specialty (Wholesale) to join our established and growing team. This role may be based anywhere in the United States (excluding NY & CA). The ideal candidate must have the ability to travel for meetings and client visits as needed.

At the Hanover we also understand that life and the workplace have changed so we are reimagining the workplace and provide flexible work arrangements. This hire may be hybrid or 100% remote, anywhere in the US (excluding California & New York).

The Hanover is a diverse and inclusive organization focused on hiring the best talent and we believe that an inclusive and diverse workplace make us a better organization and creates a stronger community.

The actual job title and level may be flexible dependent on candidate qualifications and experience (Underwriter Specialty).

The E&S Casualty Underwriting Specialist transacts business with appointed wholesale trading partners and will be responsible for identifying, soliciting, underwriting, and selling new and renewal Specialty accounts that drive profitable growth and align with Industry Segments, appetite and mix goals. Responsible for identifying, soliciting, underwriting, and selling new and renewal Specialty accounts that drive profitable growth and align with Industry Segments and LOB mix goals.

Apply technical, sales and analytical skills to provide insurance solutions that help Hanover’s customers manage risk. Demonstrates a thorough understanding of Hanover’s strategies and appetites and will use internal and external data to make appropriate individual and portfolio risk decisions. Operates with limited daily supervision, seeks technical direction for matters outside one’s authority and general expertise. Operates within a standard letter of authority for all underwriting decisions while managing a book of business, generally with moderate to high technical complexity and coordination.

• Knows and applies underwriting concepts including risk selection, exposure and hazard identification and control, coverage implications, and loss analysis.
• Uses all appropriate underwriting tools, disciplines and strategies to ensure underwriting guidelines are followed.
• Understands pricing components and rating methodology and correlates pricing to exposures.
• When presented with minimal information on a risk, instinctively knows the key questions to ask to ascertain the full scope of operations and the key exposures and needed controls.
• Completes file documentation according to best practices guidelines and can clearly explain account decisions.
• Provides clear and concise rating instructions for quotes prior to generating proposal for presentation to the agent.

• Manages assigned portfolio to achieve gross written premium, profitability, rate, retention, product mix, new business, and portfolio management goals, by use of proven pipeline and marketing practices.
• Developing an understanding of various financial reporting information and insurance performance measures in the management of risk.
• Demonstrates an understanding of the market factors that can affect pricing and how it correlates to individuals book, agency’s book, the region, and countrywide.
• Prepares or analyzes information on underwriting decisions,…