Senior Manager, Underwriting

The Role

SoFi is seeking a dynamic Underwriting leader for Frisco, TX. In this high‑impact role, you will lead our strategic expansion by recruiting, onboarding, and leading an elite team of underwriters for Conventional, Government, Jumbo, Portfolio, and Non‑QM home loans. You are responsible for ensuring every decision delivers quality and accuracy. You will also contribute to our technology roadmap and manage the digital tools that drive industry‑leading speed and service.

• Recruit, onboard, and mentor an underwriting team, fostering a high‑performance culture that aligns with SoFi’s values and behavioral expectations.
• Manage the underwriting lifecycle for a diverse product suite to ensure every decision meets quality and accuracy standards.
• Establish and allocate underwriting authority levels for staff, while personally providing expert review and approval for highly complex or high‑exposure cases.
• Train and coach the team to consistently exceed production and quality goals, utilizing data‑driven insights to balance industry‑leading speed and precision.
• Partner with product and engineering teams to influence the technology roadmap, adopting and managing the digital tools necessary to automate and streamline the underwriting process.
• Build and maintain strong partnerships across Sales, Credit, Risk and Operations to influence workflows, resolve bottlenecks, and achieve organizational goals.
• Monitor quality control reports to identify error trends and implement corrective action plans, ensuring all guidelines remain compliant with GSE and investor requirements.

• 8+ years of mortgage underwriting experience.
• 5+ years of experience leading Mortgage Underwriting Teams.
• Experience underwriting jumbo, high‑net‑worth, and complex credits with relevant approval authorities.
• Knowledge of federal, state, and FDIC real estate regulations and statutes.
• Comprehensive knowledge of mortgage products, services, and industry trends.
• Excellent written, spoken, active listening, and interpersonal communication skills with a high level of diplomacy in directing production staff.
• Strong motivation and management skills required to lead an experienced mortgage underwriting team, geared to meet production and quality goals.
• Critical decision‑making skills and sound judgment to address and resolve issues.
• Technical proficiency with a high‑level knowledge of computer systems including Encompass and Microsoft Office applications including Outlook, Word, and Excel.
• Effective time management skills, including prioritizing responsibilities and organizing work tasks.

US‑Based Base Compensation: $131,200 — $225,500 USD. Base pay offer will be determined based on individual factors such as experience, skills, and location. This role may also be eligible for a bonus and/or long‑term incentives. All roles are eligible for competitive benefits. For more information about our employee benefits, visit Benefits at SoFi & Galileo page.

Galileo Financial Technologies provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, gender identity, sexual orientation, age, national origin, ancestry, disability, marital status, registered domestic partner status, genetic information, military, or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants:
Notice of Employee Rights. Galileo is committed to an inclusive culture. Galileo offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email  Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.