Director, Compliance Risk

EnFin is a financial services company that provides financing for residential solar PV and energy efficiency upgrades, backed by Qcells. We are seeking a strategic, execution-oriented Director, Compliance Risk to lead and enhance our enterprise compliance risk management framework across a rapidly scaling fintech platform.

This director will own key components of the compliance management system (CMS), provide thought leadership, and partner cross‑functionally across Legal, Risk, Product, Capital Markets, Servicing, and Technology. The role requires deep expertise in consumer lending regulations within a bank‑partnership (B2B2C) fintech model, and the ability to translate regulatory requirements into scalable, technology‑enabled controls.

Location:

This position will be based out of one of our offices in Irvine, CA;
San Francisco, CA;
Santa Clara, CA or Teaneck, NJ. Remote work may be considered for exceptional cases.

The director will lead a team and serve as a trusted advisor to senior leadership, ensuring that compliance risk is proactively identified, measured, monitored, and controlled in alignment with regulatory expectations and business strategy.

• Lead the design, enhancement, and ongoing execution of EnFin’s Compliance Management System (CMS), ensuring alignment with regulatory expectations (e.g., CFPB, state regulators, bank partners).
• Establish and maintain a risk‑based compliance framework, including policies, standards, and procedures across all applicable jurisdictions.
• Serve as a senior escalation point for complex compliance issues, providing clear, actionable guidance to business stakeholders.

• Oversee enterprise-wide regulatory risk assessments, including inherent risk identification, control evaluation, and residual risk determination.
• Ensure risks are appropriately documented, tracked, and remediated through a centralized issues‑management framework.
• Partner with Legal and Regulatory Affairs to interpret new and emerging regulations and assess business impact.

• Own the governance and execution of the compliance issues management lifecycle, including identification, root cause analysis, remediation planning, validation, and closure.
• Provide credible challenge and oversight of corrective action plans to ensure timely and sustainable resolution.
• Deliver transparent reporting to executive leadership on issue status, trends, and emerging risks.

• Oversee the development and execution of a risk‑based compliance monitoring and testing program.
• Ensure control design and effectiveness across key compliance domains (e.g., UDAAP, TILA/RESPA, privacy, servicing, marketing practices).
• Drive continuous improvement through data‑driven insights, automation, and control optimization.

• Lead the policy governance framework, including policy development, review, approval, and dissemination.
• Ensure regulatory change management processes are effective, timely, and well‑documented.
• Promote consistency and clarity across policies, procedures, and business practices.

• Provide compliance guidance on new product development, channel expansion, and strategic initiatives, ensuring regulatory requirements are embedded early in the design lifecycle.
• Partner with Product and Technology teams to implement scalable, tech‑enabled compliance controls.
• Advise on risks associated with solar financing structures, leases, loans, and servicing models.

• Support oversight of bank partnership programs and third‑party relationships, ensuring compliance with contractual, regulatory, and supervisory expectations.
• Contribute to due diligence, ongoing monitoring, and governance of service providers and strategic partners.

• Lead, mentor, and develop a high‑performing compliance team, fostering a culture of accountability, collaboration, and continuous improvement.
• Set clear objectives, manage performance, and build bench strength to support organizational growth.
• Promote a strong compliance culture across the…