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Senior Full Stack Engineer

Remote / Online - Candidates ideally in
New York, New York County, New York, 10261, USA
Listing for: Spectrum Search
Full Time, Remote/Work from Home position
Listed on 2026-09-22
Job specializations:
  • Software Development
    Backend Developer, Full Stack Developer, AI Engineer (Applied/Software)
Salary/Wage Range or Industry Benchmark: 120000 - 180000 USD Yearly USD 120000.00 180000.00 YEAR
Job Description & How to Apply Below
Location: New York

Spectrum Search is partnered with an early-stage AI-enabled financial technology company building software for complex B2B payment and revenue workflows. The company is looking for a product-focused engineer to take end-to-end ownership of customer-facing systems across backend, frontend and AI-enabled functionality.

About the opportunity

This is a full-time engineering role within a small, highly collaborative product team. Engineers work directly across product definition, architecture, implementation, testing and measurement, with significant ownership over what reaches production.

The environment is highly iterative and AI-enabled. The team uses modern AI development tooling as part of its day-to-day engineering workflow, while engineers remain responsible for technical decisions, system quality and production outcomes.

The role

You will build and evolve systems supporting payment processing, financial workflows, integrations and AI-powered product capabilities. The role is backend-leaning but genuinely full stack, requiring engineers who are comfortable moving between application logic, databases, APIs and React-based user experiences.

You will also work directly with customer signals and feedback, helping translate real operational problems into well-scoped technical solutions.

Key responsibilities
  • Design, build and operate production-grade payment and financial workflow systems
  • Develop secure APIs and integrations with third-party enterprise platforms
  • Build full-stack product features across backend services, PostgreSQL and React
  • Develop LLM-powered workflows and agentic AI features for complex operational processes
  • Create evaluation frameworks, observability and guardrails for AI functionality in production
  • Build and maintain data pipelines processing high volumes of financial records
  • Own features from initial customer requirements through specification, delivery and measurement
  • Contribute to system architecture, technical conventions, code reviews and engineering quality
Essential requirements
  • Proven experience as a backend-leaning full-stack software engineer, with strong recent ownership of production systems and user-facing features
  • Strong backend expertise using an MVC framework such as Ruby on Rails, Django or Spring Boot
  • Advanced experience with SQL databases such as PostgreSQL
  • Ability to deliver across backend, frontend, database schema and automated testing without relying on functional hand-offs
  • Experience working in an environment with rapid product iteration and meaningful individual ownership
  • Strong product engineering mindset with experience taking responsibility beyond initial feature launch
  • Comfortable engaging with users and customer feedback to inform technical decisions
  • Active use of AI-assisted development tooling in day-to-day engineering workflows
  • Strong ability to decompose product requirements into clear, scoped engineering work
Nice-to-haves
  • Experience shipping production-grade agentic AI or LLM features
  • Experience with AI evaluation systems, A/B testing or multi-arm bandit approaches
  • Product engineering experience within fintech, payments or billing
  • Experience with Ruby on Rails, React, AWS or Terraform
Location and remote setup

This is a full-time, remote position for candidates based in the US. Quarterly in-person off-sites are required. Visa sponsorship is not available for this position.

Position Requirements
10+ Years work experience
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