Real Estate Loan Officer

EFG First is launching a new Commercial Lending Division within our established commercial real estate brokerage — and we are seeking a proven Commercial Loan Officer to help build, shape, and lead this platform from the ground up.

This is a visible, high-impact position inside an active brokerage environment with built-in deal flow and direct broker collaboration.

If you thrive on in-person deal making, whiteboard structuring sessions, and being the trusted financing authority in the room — this is your seat at the table.

🏢 Embedded inside an active commercial brokerage

🤝 Direct access to brokers and clients

🧠 Influence over how the lending platform is built

🚀 Leadership runway as the division scales

You won’t be stepping into a rigid banking structure.
You’ll be helping design the playbook.

• Originate and structure owner-user, seller/user, and commercial real estate loans — including complex or non-traditional scenarios
• Work onsite in our Ontario office, collaborating daily with brokers and leadership
• Lead live financing workshops and deal-structuring sessions to elevate broker confidence and referral quality
• Leverage built-in brokerage transactions while growing your own book of business
• Serve as the go-to capital advisor for owners, investors, and commercial agents
• Establish processes, lending guidelines, and best practices as the division expands

• Experienced lenders with deep owner-user and seller financing knowledge
• Professionals who enjoy teaching and advising — not just underwriting
• Leaders who want visibility and influence in building something new
• Individuals who prefer in-office collaboration over remote, virtual settings

Requirements

• 5+ years in commercial, bank, or private lending
• Proven success structuring owner-user commercial transactions
• Existing referral network or book of business preferred
• Ability to work onsite in Ontario, CA
• Strong presentation and advisory communication skills
• California DRE license (required or obtainable before start)

• $3,000 guaranteed first-month base (not deducted from commissions)
• Commission-based split, uncapped earnings
• Ongoing monthly draw against commissions
• Additional 0.25 bps based on funded loan volume
• Sign-on bonus possible for candidates with active pipeline

Typical Earnings:

• Strong producer: $200K+
• Top performers:
  Unlimited upside

• Full CRM and operational support
• Built-in referral flow from established brokerage
• Direct access to leadership
• Early leadership influence in a growing division

• Immediate deal flow from an active commercial brokerage
• Launch-stage leadership opportunity
• High broker visibility and influence
• A seat at the table as the division grows