Non-Delegated Mortgage Underwriter III

Job Title

Non-Delegated Mortgage Underwriter III

OR – Remote

A Non-Delegated Mortgage Underwriter III is responsible for underwriting conventional loans by reviewing the credit, capacity, and collateral characteristics of loan files to ensure it meets company and investor quality standards.

• Manage individual pipeline on a daily basis by completing Conventional loans, simple and complex Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times.
• Identify any document deficiencies, request additional information and/or documentation from clients as needed.
• Expert ability to navigate and interpret all agency and company guidelines.
• Assist other department personnel in interpreting underwriting guidelines, updating loan status and completing all necessary tasks assigned to the loan.
• Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans.
• Other duties as assigned.

• 5+ years mortgage industry experience, with 3 years recent frontline underwriting experience preferred in a wholesale or retail lending environment.
• Ability to communicate effectively and professionally.
• Basic proficiency in Microsoft Office products (Excel, Word, etc.).
• Encompass LOS experience preferred.
• Project management experience.
• College degree preferred but not required.
• Loan quality and risk management.
• Knowledge of FNMA and FHLMC guidelines.
• Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor.
• Excellent Customer/Client service skills.
• Ability to work in a fast paced production environment.
• Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints.
• Excellent written and verbal communication skills.
• Prioritization and Time Management skills.
• Ability to learn and adapt to guideline changes.

Hourly range for new hires is generally $54.00 for Nevada. Salary amount is determined by specific job location.

We offer competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. Opportunity to bolster business knowledge and grow your career.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants regardless of race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email  or call .

When contacting us, provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

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