Credit Analyst

Objective / Purpose

Administer credit operations that will increase distribution and sales volume, utilizing sound, constructive credit policies and practices that will contribute to the profit of the company and increase customer stability and satisfaction, taking in to consideration prompt turnover and adequate protection of the company’s investment in accounts receivable. Ideal candidate will be detail oriented, motivated and creative, able to “think outside the box” and plan strategically.

Performance must reflect appropriate level of expertise and achievement of the desired results for the items listed below.

• Review and understand financial and ratio analysis to improve cash flow, decrease past dues, and establish credit limits with assigned parameters
• Interface with sales personnel to streamline customer credit and cash flow related issues
• Communicate effectively, professionally, and legally with external and internal contacts regarding credit accounts
• Identify, report and assist in solving credit issues on key customers
• Communicate to the Credit Manager on difficult collection cases with details and recommended action
• Deal legally and appropriately with DIP’s, Chapter 11, and Chapter 7 situations
• Strive to lower monthly DSO, Collection Efficiency, and Average Daily Delinquent
• Manage special projects assigned by the Credit Manager