Sr. Credit Analyst

Objective / Purpose

Administer credit operations that will increase distribution and sales volume, utilizing sound, constructive credit policies and practices that will contribute to the profit of the company and increase customer stability and satisfaction, taking into consideration prompt turnover and adequate protection of the company’s investment in accounts receivable. The ideal candidate will be detail oriented, motivated and creative, able to “think outside the box” and plan strategically.

• Review and understand financial and ratio analysis to improve cash flow, decrease past dues, and establish credit limits with assigned parameters.
• Interface with sales personnel to streamline customer credit and cash flow related issues.
• Communicate effectively, professionally, and legally with external and internal contacts regarding credit accounts.
• Identify, report and assist in solving credit issues on key customers.
• Communicate to the Credit Manager on difficult collection cases with details and recommended action.
• Deal legally and appropriately with DIP’s, Chapter 11, and Chapter 7 situations.
• Strive to lower monthly DSO, Collection Efficiency, and Average Daily Delinquent.
• Manage special projects assigned by the Credit Manager.
• Participate in periodic analysis of market, economic, industry and business conditions affecting the company’s credit policy.

1.

Education:

a. Bachelor’s degree in Accounting/Finance or a related field.
b. Three (3+) plus years’ experience in cash management, investment analysis and related accounting experience including corporate environment.
2. Financial business acumen as demonstrated by previous work experience.
3. Ability to work independently and present solutions to issues.
4. Basic knowledge of sales, accounting, credit and collections, financial statement analysis, banking and finance, commercial law and economics.
5. Microsoft Office, emphasis in Excel and Word.
6. Strong analytical and problem solving skills.
7. Strong people skills (ability to sell project results to management).
8. Preferred experience with enterprise systems (ex: JD Edwards, SAP, etc).
9. Ability to perform multiple tasks simultaneously.
10. Proactive, can work well under pressure and meet deadlines.
11. Must be authorized to work in the U.S.

Ravago Americas is an equal employment opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, age, sex, religion, national origin, disability, veteran status, citizenship status, or marital status. We assure you that your opportunity for employment with this employer depends solely upon your qualifications.