ML Investigator - Enhanced Due Diligence

Responsibilities include but are not limited to:

• Review and analyze alerts generated by the Bank's electronic monitoring software to make a determination as to whether activity warrants further review. Review and analyze internal AML reports, draw conclusions and make recommendations regarding the need for further investigation.
• Research and analyze customer activity compared to KYC documentation and internal/external information sources and make recommendations regarding the need for further review and/or SAR filing.
• Research and analyze customer activity compared to KYC documentation and internal/external information sources and make recommendations regarding the need for further review and/or SAR filing.
• Conduct suspicious activity investigations and determine whether a Suspicious Activity Report is needed. Draft narrative for each case substantiating the decision/recommendation.
• Draft and file Suspicious Activity Reports with FinCEN.
• Manage complex cases involving matters such as multiple relationship accounts, international wires involving Bank-designated high risk jurisdictions, and complex cash structuring schemes.
• Identify and analyze records of outside agencies to facilitate investigations including credit bureau records, police and court records.
• Make recommendations for closing customer accounts/relationships based on investigation.
• Correspond with employees and customers in connection with matters such as structuring.
• Prepare bank wide guidance on AML matters.
• Work with the business and AML Investigations to understand and resolve potential AML monitoring issues.
• Work with the AML management team to ensure the monitoring platform consistently addresses prevailing risk.
• Support management in the day-to-day compliance efforts with AML/KYC requirements.
• Analyze, plan and complete special projects assigned by the AML management.