Corporate Banking Relationship Manager III

JOB SUMMARY

A Corporate Banking Relationship Manager is responsible for originating commercial loans and for cross‑selling Bank United products to commercial accounts. Incumbents are expected to meet or exceed production goals.

• Interviews loan applicants, and collects and analyzes financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan request.
• Establishes, and negotiates terms under which credit will be extended, including the costs, repayment method, and schedule and collateral requirements.
• Collects and analyzes information that reflects the current creditworthiness of customers and the current merits of existing loans. May obtain information through direct inspection of the applicant's business and/or collateral, review of interim financial reports, personal interview, and other means.
• Presents loan requests to the executive loan committee when the proposed loan dollar volume exceeds the department's lending authority.
• Authorizes or rejects overdrafts in depository account within established authorities.
• Monitors loan repayment activities and takes necessary action to collect from past‑due accounts.
• Advise customers, where possible, concerning business management and financial matters.
• Serves as a contact officer for non‑borrowing accounts and loan customers for matters relating to other bank services.
• Develops new business by contacting prospects and customers, cross‑sells bank services.
• Prepares lending activity reports for department management.
• Keeps abreast of local and national economic, financial, political and legislative events and climates which could have an impact on corporate and commercial lending activities.
• Participates in community affairs to increase the bank's visibility and to enhance new business opportunities.
• Maintains professional and community relations to increase the bank's visibility and new business opportunities, and to further personal development.
• Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti‑money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).
• Adheres to Bank policies and procedures and completes required training.
• Identifies and reports suspicious activity.

• Education:
  
  Bachelor’s Degree in business administration and/or finance required
• Experience:
  
  7-9 Years of commercial lending experience required
• Licenses and
  
  Certifications:
  
  DL NUMBER – Driver License, Valid and in State required
• Additional Information:
  Candidates residing in locations within Bank United's footprint may be given preference.