Loan Supp Analyst Senior - Complex Loan Administration - Midland

Job Overview

The Complex Loan team is responsible for the servicing of loans involving complex lockbox collection mechanisms and cash distribution programs. Through loan documents provisions, lenders gain control of borrower cash flow through lender-controlled accounts to seize control of property cash flow in the event of declining performance or default.

This team stays current on new loan setups, timely borrower and lender communication, timely payment application and release of funds to the borrower for operating expenses, and quality control initiatives as the team is under scrutiny from lenders, borrowers, clients, asset management, treasury and special servicers.

The Loan Support Analyst Senior position will process monthly transactions accurately and in accordance with departmental policies, as well as monitor and complete duties within the deadlines required in order to meet our control and audit responsibilities.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

• Applies specialty product knowledge to the day-to-day servicing of a portfolio of commercial real estate loans with elevated borrower relationships and/or complexity to include increased communication and autonomy.
• Supports the day-to-day servicing of a portfolio of commercial real estate loans, ensuring compliance with loan documents, accurate processing of transactions and timely reporting to stakeholders. These commercial real estate loans include CMBS, balance sheet and agency loans. Will be required to analyze and interpret complex loan agreements to accurately apply loan terms in loan servicing activities.
• All servicing activities must be carried out in compliance with servicing agreements, loan documentation, internal policies and procedures, and applicable laws and regulations.
• Resolves non-compliant issues through written and verbal communication with both internal and external parties. May review and process loan payments, escrows and reserve account disbursements. May assist in the preparation of periodic reporting including investor, internal and regulatory reports. May perform covenant compliance testing. Must maintain accurate and up-to-date loan servicing records in the servicing system. May support the onboarding of new loans and the transition of paid-off or transferred loans.
  
  May support tax and insurance administration. May perform collection activities on delinquent accounts. May have funds disbursement authority.
• Reviews reports to identify exceptions, ensure quality and contribute to risk mitigation efforts. May serve as a subject matter resource and may provide specialty product training.

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licences needed to be successful in this position.

Analytical Thinking, Capital Management, Compliance Requirements, Documentation, Due Diligence, Loan Documentation, Regulatory Compliance, Risk Mitigation Strategies

Consulting, Customer Interaction, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Managing Multiple Priorities, Negotiating, Operational Functions, Products and Services, Relationship Management

Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job-specific certification(s), and experience (including military service) may be considered.

Bachelor's

No Required Certification(s)

No Required License(s)

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with…