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Sr Analyst, Credit Risk Mgmt

Job in Overland Park, Johnson County, Kansas, 66213, USA
Listing for: T-MOBILE USA, Inc.
Full Time position
Listed on 2026-07-08
Job specializations:
  • Finance & Banking
    Financial Analyst, Risk Manager/Analyst
Salary/Wage Range or Industry Benchmark: 84600 - 152600 USD Yearly USD 84600.00 152600.00 YEAR
Job Description & How to Apply Below

At T‑Mobile, we invest in you! Our Total Rewards Package ensures that employees get the same big love we give our customers. All team members receive a competitive base salary and compensation package – this is Total Rewards. Employees enjoy multiple wealth‑building opportunities through our annual stock grant, employee stock purchase plan, 401(k), and access to free, year‑round money coaches.

Join our dynamic Credit Risk Management team as a Senior Analyst, and together, we’ll conquer new challenges. At our core, we believe in a collaborative approach, and as a key player in our team, you’ll wear multiple hats. Your analytical prowess, project management finesse, and outstanding presentation skills will drive our success.

Collaborate seamlessly with a talented group of analysts, identify groundbreaking credit segmentation opportunities through statistical methods, and enhance credit decision processes, policies, collections strategies, and fraud prevention measures. This role extends beyond analysis – you’ll be an integral part of the Credit Risk Management team, working hand‑in‑hand with business partners. Together, we’ll deploy, analyze, and track new credit strategies, manage risk, and shape the future of our credit landscape.

Responsibilities
  • Apply statistical segmentation techniques to identify new opportunities
  • Perform sophisticated qualitative and quantitative analysis of credit policies to ensure financial goals are being attained
  • Develop predictive financial and analytical models using relevant statistical methodologies, including trend and regression analysis
  • Participate in and perform analysis of new data and statistical products by external vendors
  • Perform loss forecasting analysis
  • Extract, process and transform data from multiple disparate sources; analyze credit bureau data and alternative credit data
  • Deliver work output with full awareness and adherence to project timelines or agreed upon deadlines
Qualifications – Minimum Required
  • 5+ years of quantitative analytic modeling experience or comparable process management experience
  • BA/BS in Finance, Economics, Mathematics, Industrial Engineering, Statistics or related degree required
  • Basic proficiency in SQL, Python, R or other statistical software packages required
  • Outstanding computer skills in Excel, Word, PowerPoint required
  • Strong communication (spoken and written), organization and presentation skills
  • Proven time management skills and awareness of project management methods
Education – Minimum Required
  • Bachelor’s Degree in Finance, Economics, Mathematics, Industrial Engineering, Statistics or related degree
Qualifications – Desired
  • Graduate degree in a quantitative field a plus
  • Intermediate or higher proficiency in SAS or other statistical/analytical programming languages highly preferred
  • Prior consumer risk management experience preferred
  • Wireless / Telecom experience

At least 18 years of age
Legally authorized to work in the United States

Travel: No

DOT Regulated: No
Safety Sensitive Position:
No

Base Pay Range: $84,600 – $152,600
Corporate Bonus Target: 10%

The pay range above is the general base pay range for a successful candidate in the role. The actual pay will be based on various factors such as work location, qualifications, and experience, so the starting pay will vary within this range.

At T‑Mobile, employees in regular, non‑temporary roles are eligible for an annual bonus or periodic sales incentive or bonus, based on their role. Most corporate employees are eligible for a year‑end bonus based on company and/or individual performance and which is set at a percentage of the employee’s eligible earnings in the prior year. Certain positions in Customer Care are eligible for monthly bonuses based on individual and/or team performance.

To find the pay range for this role based on hiring location, .

At T‑Mobile, our benefits exemplify the spirit of One Team, Together! Full and part‑time employees have access to the same benefits when eligible. We cover all of the bases, offering medical, dental and vision insurance, a flexible spending account, 401(k), employee stock grants, employee stock purchase plan, paid time off and up to 12 paid holidays –…

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