MIM - Agribusiness Associate

MIM’s Food & Agribusiness Region is seeking an extremely resourceful Associate to support the Food & Agribusiness Region. This position will be part of a national team responsible for the origination and servicing of mortgage loans in the food and agribusiness sectors across the continental United States. The role focuses on supporting origination and servicing of mortgage loans in the food and agribusiness sector, providing support to Mortgage Originators and Regional Office Management.

• Business development and asset (loan) origination.
• Relationship management in collaboration with the team.
• Take the lead role in credit underwriting, and Financing Memo preparation in collaboration with the Mortgage Originators.
• Industry research on food and agribusiness industries.
• Collaboration with the Loan Closing team and Mortgage Originators for loan closings.
• Coordination of loan servicing/reporting in collaboration with Mortgage Originators.

• Bachelor’s degree in a related field such as Business, Finance, Accounting, Agriculture, or a comparable discipline.
• 5+ years of experience in agricultural finance, commercial real estate lending, or related lending activities.
• Experience supporting lending activities including underwriting, servicing, portfolio management, and commercial credit portfolio administration.
• Demonstrated experience in commercial credit analysis and decision‑making, including use of financial projection models.
• Exposure to loan documentation, collateral review, and preparation of credit approval packages, annual reviews, and portfolio reports.
• Strong portfolio and relationship management skills, with the ability to build and maintain effective customer and peer relationships.
• Proficiency in MS Office 365, particularly Word and Excel (including spreadsheet creation and formulas).
• Familiarity with Moody’s Risk Calc or similar credit risk tools.
• Excellent oral, written, and interpersonal communication skills.
• Strong analytical, problem‑solving, project management, and multitasking abilities, with the capacity to manage multiple deadlines and requests.
• Must have appropriate work authorization in the country where the position is located and not require relocation assistance.

• Self‑manages for effective performance – both independently and within a team.
• Detail oriented, dependable, discreet, proactive & highly organized.
• Builds relationships with internal and external clients.
• Ability to interpret and apply credit policy consistently across underwriting, servicing, and portfolio monitoring.
• Strong analytical skills to identify loan‑level and portfolio‑level trends, exceptions, and emerging risks.
• Clear written communication skills for credit packages and servicing requests.
• Strong organizational and time‑management skills to handle multiple loans, deadlines, and data requests simultaneously.
• Advanced Excel proficiency for financial analysis, scenario testing, and portfolio reporting; understanding and use of spreading and platting software.
• Experience preparing decision‑ready materials for senior credit, risk, or management committees.
• Working knowledge of loan servicing processes, including renewals, modifications, and covenant management.
• Familiarity with agricultural lending, rural real estate collateral, and agricultural risk drivers.

Hybrid role requiring a minimum of 3 days per week in office at Whippany, New Jersey.

$111,000 - $140,000. This role may also be eligible for annual short‑term incentive compensation and stock‑based long‑term incentives. All incentives and benefits are subject to the applicable plan terms.

We offer a comprehensive health plan that includes medical, prescription drug, vision, and dental insurance; no‑cost short‑ and long‑term disability; company‑paid life insurance and legal services; a retirement pension funded entirely by Met Life and a 401(k) with employer matching; group discounts on voluntary insurance products including auto and home; pet, critical illness, hospital indemnity, and accident insurance; an Employee Assistance Program (EAP) and digital mental health programs;

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