Sr Analyst, Credit Risk Mgmt

Job Summary

Join our dynamic Credit Risk Management team as a Senior Analyst, where you will apply analytical skills, project management, and presentation expertise to influence credit segmentation, policy, collections, fraud prevention, and credit decision processes. You will collaborate with analysts and business partners to develop, deploy, and track credit strategies, manage risk, and shape our credit landscape.

• Apply statistical segmentation techniques to identify new opportunities.
• Perform sophisticated qualitative and quantitative analysis of credit policies to ensure financial goals are attained.
• Develop predictive financial and analytical models using statistical methodologies, including trend and regression analysis.
• Participate in the analysis of new data and statistical products from external vendors.
• Perform loss forecasting analysis.
• Extract, process, and transform data from multiple sources, analyzing credit bureau and alternative credit data.
• Deliver work output with full awareness of and adherence to project timelines and deadlines.

• 5+ years of quantitative analytic modeling experience or comparable process management experience.
• BA/BS in Finance, Economics, Mathematics, Industrial Engineering, Statistics or related degree.
• Basic proficiency in SQL, Python, R or other statistical software packages.
• Outstanding computer skills in Excel, Word, PowerPoint.
• Strong communication (spoken and written), organizational, and presentation skills.
• Proven time management skills and awareness of project management methods.

• Graduate degree in a quantitative field.
• Intermediate or higher proficiency in SAS or other statistical/analytical programming languages.
• Prior consumer risk management experience.
• Wireless/Telecom experience.
• Minimum age 18 and legal authorization to work in the United States.

• Bachelor’s degree in Finance, Economics, Mathematics, Industrial Engineering, Statistics or related degree.

No travel required.

Base Pay Range: $84,600 - $152,600. Corporate Bonus Target: 10% (depending on location, qualifications, experience). The final starting salary will be determined based on various factors.

Full and part-time employees enjoy a comprehensive benefits package, including medical, dental, and vision insurance; flexible spending account; 401(k); employee stock grants and purchase plan; paid time off; paid holidays; parental and family leave; childcare subsidy; tuition assistance; and other benefits such as mobile service discounts and commuter programs.

T-Mobile USA, Inc. is an Equal Opportunity Employer. All decisions concerning the employment relationship will be made without regard to age, race, ethnicity, color, religion, creed, sex, sexual orientation, gender identity or expression, national origin, religious affiliation, marital status, citizenship status, veteran status, the presence of any physical or mental disability, or any other status or characteristic protected by federal, state, or local law.

Discrimination, retaliation or harassment based upon any of these factors is wholly inconsistent with how we do business and will not be tolerated.

If you are an individual with a disability and need reasonable accommodation at any point in the application or interview process, please let us know by emailing Applic or calling  This contact channel is not a means to apply for or inquire about a position and we are unable to respond to non‑accommodation related requests.