Senior Commercial Valuation Specialist

Job Title:

Senior Commercial Valuation Specialist Job Description

Summary

The Senior Commercial Valuation Specialist is both licensed Certified General and designated by a professional appraiser organization and experienced in applying advanced appraisal methods to value the bank's most complex collateral types and valuation premises. The role involves all of the essential duties and responsibilities of a Commercial Valuation Specialist, though with focus on high value and complex appraisal review and validation.

• Serve as job manager for appraisals to include vendor selection, engagement, tracking, review, revision and reconsideration of value handling, and internal communication regarding appraisal outcomes.
• Fulfill stringent client loan closing deadlines, which includes completing the related appraisal reviews and evaluation reviews, according to department service level agreements.
• Initiate new appraisal bids, facilitate appraiser engagement, actively manage all assigned jobs, and process all completed jobs according to department protocols.
• Communicate on a daily basis with Relationship Managers, Loan Coordinators, and staff regarding status of appraisal orders and the flow of appraisal related information.
• Ensure that all communication occurs within the You Connect platform, and that Appraiser Independence Requirements are honored.
• Perform and certify assigned appraisal and evaluation reviews competently.
• Mediate appraisal related conflicts presented by Relationship Managers according to Reconsideration of Value (ROV) guidance.
• Engage in continuing education and industry news to remain current with regard to appraisal related regulations.
• Position may involve training and/or supervision of Junior Commercial Appraisal Specialist(s).

• Deep understanding of USPAP (Uniform Standards of Professional Appraisal Practice), particularly with respect to Standards 3 and 4.
• Knowledge of Federal and state laws, FDIC regulation and guidance, and SBA appraisal requirements, related to appraisal and evaluation policy and practice.
• Demonstrated ability to work well with department counterparts, internal customers, external customers, and third‑party vendors.
• Strong oral and written communication skills, capable of translating complex appraisal terminology into layman's terms.
• Review disposition - technical and constructive, with an emphasis on education and problem‑solving.
• Flexibility required - must be able to multitask and provide service as needed, while also maintaining continuity of the review process.

• Informal leadership amongst review team in support of associates with less knowledge and training.

• Bachelor's degree.

• 10 years of field appraisal experience, or 5 years of commercial review experience within an FDIC regulated institution.

• Proficient in Microsoft Office suite.
• Ability to engage You Connect, an appraisal management technology platform.

• Appraisal industry designation (MAI, AI‑GRS, and/or ASA).
• Possess and maintain Certified General Appraiser license in good standing.

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