Loan Documentation Specialist - Pre Close - Owensboro, KY

Loan Documentation Specialist - Pre Close - Owensboro, KY

Loan Documentation Specialist – Pre Close will support our lending staff in preparing and processing essential loan documents for many types of loans, including retail, commercial, agricultural, and home equity lines of credit.

• Gather and prepare loan documents to be passed at the closing of the loan
• Establish, maintain, and update files, databases, records, and other documents pertaining to the financial transaction records
• Arrange and prepare loan documents to help ensure collectability of the loan
• Ensure that all required documents, forms, and agreements are collected and accurate
• Complete all tasks in compliance with federal and state rules and regulations and company policies
• Ensure the loan is properly funded in accordance with the loan closing statement
• Properly file and store loan and supporting documents in compliance with retention guidelines and company policies and procedures
• Obtain and record data points needed to monitor and report compliance with various regulations, including the Bank Secrecy Act (BSA), Community Reinvestment Act (CRA), and Home Mortgage Disclosure Act (HMDA)

Education

Required:

High School or GED. Preferred:
Degree in business, finance, accounting, or related field.

Years of Experience

Minimum: 2 years of experience in loan processing and/or documentation.

Core Competencies

• Oral and written communication skills
• Detail oriented
• Ability to multi-task
• Organizational skills
• Clerical and administrative skills
• Ability to work as part of a team

Indoors, environmentally controlled. Usual office working conditions. The noise level is typical of most office environments with telephones, personal interruptions, and background noises.

Sitting (remaining in a seated position) – constantly. Standing – occasionally. Walking – occasionally. Lifting – occasionally. Carrying – occasionally. Pushing/Pulling – occasionally. Reaching – occasionally. Keyboarding – constantly. Pinching/Gripping – occasionally. Stooping – occasionally. Squatting/Crouching – never or rarely. Kneeling – never or rarely. Crawling – never or rarely. Speaking – frequently. Hearing – frequently. Near visual acuity – frequently.

Far visual acuity – frequently.