RCA Professional

CDQC Analyst

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at—all from Day One.

The CDQC Analyst performs post-closing quality control reviews to ensure the accuracy and completeness of Closing Disclosures and compliance with TRID, investor, and internal requirements. This role partners with the Line of Business and Risk/Compliance/Audit (RCA) teams to support an effective risk management framework, identify defects and process gaps, and recommend solutions to mitigate risk. The analyst evaluates and escalates findings as appropriate, contributes to compliance-related initiatives, and serves as a liaison between the Line of Business and Lines of Defense to drive process improvement and regulatory alignment.

Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Typically less than one year of applicable experience

Preferred Skills/Experience
- Basic knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business
- Experience supporting mortgage lending processes, including loan lifecycle and regulatory requirements.

- Experience in mortgage operations quality review, including audit, compliance checks, and defect identification.

- Strong understanding of TRID
- Basic understanding of the business line's operations, products/services, systems, and associated risks/controls
- Basic knowledge of Risk/Compliance/Audit competencies
- Strong analytical, process facilitation and project management skills
- Effective written and verbal communication skills
- Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications and word processing, spreadsheets, databases, and presentations

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $22.50 - $30.00