Mortgage Tax and Escrow Specialist 2 (HOA Team

Position: Mortgage Tax and Escrow Specialist 2 (HOA Team)
## Mortgage Tax and Escrow Specialist 2 (HOA Team)
Apply locations:
Owensboro, KYtime type:
Full time posted on:
Posted Todaytime left to apply:
End Date:
August 9, 2026 (12 days left to apply) job requisition :
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at—all from Day One.##
** Job Description
** The Mortgage Tax & Escrow Specialist 2 is responsible for supporting mortgage servicing operations through the research, validation, and maintenance of property tax and homeowners association (HOA) information for residential mortgage loans. This role performs detailed analysis and investigation of tax and HOA-related records, reviews vendor-provided information for accuracy, and ensures timely completion of servicing activities in accordance with investor guidelines, regulatory requirements, service level agreements, and U.S. Bank policies and procedures.

The specialist works closely with internal business partners, third-party vendors, homeowners associations, property management companies, attorneys, and customers to research issues, resolve discrepancies, and protect the bank's lien position. Success in this role requires strong analytical skills, attention to detail, organization, and the ability to manage a high-volume workload while meeting established deadlines and quality standards.##

Key Responsibilities
* Research and validate property tax and HOA information associated with mortgage loans.
* Review vendor-supplied data for completeness and accuracy and identify discrepancies requiring correction or escalation.
* Maintain mortgage tax records and monitor active tax service activities.
* Support timely and accurate tax disbursement processes for escrow and non-escrow accounts.
* Investigate potential HOA liens and determine appropriate actions to support risk mitigation and lien protection efforts.
* Respond to customer, attorney, vendor, and internal business line inquiries related to tax and HOA matters.
* Partner with vendors and external stakeholders to resolve incomplete, inaccurate, or missing information.
* Provide supporting documentation and research findings to facilitate issue resolution.
* Complete assigned work in accordance with established service level agreements and quality standards.
* Participate in cross-training opportunities and support additional tax-related operational functions as business needs require.

Basic Qualifications
- High school diploma or equivalent
- One to two years of experience in mortgage servicing, financial services operations, tax servicing, escrow administration, title, lien research, or a related operational environment.

Preferred Skills/Experience
* Mortgage servicing experience.
* Property tax, escrow, HOA, title, lien, default servicing, or real estate-related experience.
* Experience reviewing complex documentation and researching public or vendor-supplied records.
* Experience working with third-party vendors and external stakeholders.
* Demonstrated ability to work effectively in a highly regulated environment.
*
* Location:

*** This role is expected to be onsite 3 (three) days a week at our Tamarack Rd
- Owensboro, KY office.
* If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
** Benefits:
** Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
* Healthcare (medical, dental, vision)
* Basic term and optional term…