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Business Risk Professional

Job in Owensboro, Daviess County, Kentucky, 42303, USA
Listing for: US Bank
Full Time position
Listed on 2026-07-31
Job specializations:
  • Finance & Banking
    Loan Officer / Lending, Risk Manager/Analyst, Financial Analyst
Salary/Wage Range or Industry Benchmark: 92820 USD Yearly USD 92820.00 YEAR
Job Description & How to Apply Below

Job Title

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Performs underwriting evaluation of residential mortgage loan applications to ensure compliance with underwriting guidelines and alignment with organizational risk standards. Applies expertise across conventional and government-backed loan products and demonstrates working knowledge of the full mortgage loan lifecycle, including closing, post-closing, and pooling. Utilizes strong analytical, process facilitation, and project management skills to support sound decision-making, effective stakeholder communication, and workforce planning.

Demonstrates business risk awareness, credible business acumen, effective presentation and relationship-building skills, and proficiency with standard business technology tools. Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Five to seven years of applicable experience
- Applicable professional certifications

Preferred Skills/Experience
- Advanced understanding of Home Mortgage Lending and Underwriting processes
- Basic knowledge of Business Risk competencies
- Strong process facilitation and project management skills
- Effective presentation and relationship building skills
- Well-developed analytical skills
- Effective oral and written communication skills
- Possess business acumen and credibility to help business line(s) proactively identify and address changing workforce needs
- Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations

Location expectations This role requires working from a U.S. Bank location three (3) or more days per week.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $92,820.00 - $

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