Member Business Lender

MEMBER BUSINESS LENDER# MEMBER BUSINESS LENDER Oxford Office - Oxford, AL 36203## Description Builds relationships with Select Employer Groups promoting Member Business loans , deposits  and other business products. Interview Member Business loan applicants to obtain financial and  credit information , to ascertain needs, abilities, earnings and risk. Obtain necessary information ,  such as financial and operating statements in order evaluate the credit request in accordance with  the Member Business Loan Policy.

Prepare and present/ recommend to the Business Loan  Committee any loans in excess of lending approval authority. Assume responsibility for proper  documentation and review of accounts. Monitor loans to ensure that they are originated within  the approved parameters.

Agressively calls on potential and existing Business Members to maintain productivity and  profitability in lending and non lending relationships. Will represent AOD Federal Credit Union  in the community by actively participating in civic organizations, local and professional  organizations to identify and develop new business members and enhance the image of AOD.Monitors existing loan portfolio to maintain a high-quality asset base and to ensure complete  conformity with terms and to acertain any developing trends.

Maintains up-to-date member files  including current balance sheets, profit & loss statements, cash flow projections and all loan  documentation. Actively calls past due loan accounts. Assists Member Businesses with loan  related questions and concerns; works with Member Business on all facets of the relationship to  include ancillary product offerings.

Package loans and serve as business account "expert" within the CU.## Qualifications 3-7 years related experience. Consumer Lending experienced is REQUIRED, commercial lending experience is preferred. Prior Financial Institution Experience preferred. College degree or appropriate certifications/work history in lieu of degree.
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