Chief Financial Officer

Taba Bank is seeking an experienced Chief Financial Officer to lead the Bank's financial strategy, planning, treasury, capital, liquidity, accounting, regulatory reporting, pricing, and Payments & Settlement Operations.

The CFO will be a key member of the Bank's executive leadership team and will play a critical role in building and scaling the financial infrastructure of a payments-focused national bank. The ideal candidate brings deep expertise in bank finance, treasury, capital, liquidity, and accounting, combined with practical experience in payments, merchant acquiring, settlement, and high-volume money movement.

This is not a traditional community-bank CFO role. The successful candidate will understand the unique financial, liquidity, settlement, operational, and counter party risks created by significant payment volumes.

• Lead the Bank's financial strategy, budgeting, forecasting, long-range planning, and performance management.
• Own pricing strategy, product and client economics, profitability analysis, and financial modeling.
• Evaluate new products, partnerships, investments, and strategic initiatives from financial, capital, liquidity, and risk-return perspectives.
• Establish financial KPIs and provide actionable insights to executive leadership and the Board.
• Support strategic planning, corporate development, and M&A activities as appropriate.

• Lead capital planning, treasury, liquidity, balance-sheet management, and First Line financial risk management.
• Oversee capital adequacy, liquidity forecasting and stress testing, funding strategy, investments, deposits, and banking relationships.
• Ensure sufficient intraday, overnight, weekend, and contingent liquidity to support payment and settlement obligations.
• Establish appropriate financial risk limits, controls, monitoring, and escalation mechanisms in partnership with the Chief Risk Officer.

• Own the Bank's Payments & Settlement Operations function, including merchant and Payment Facilitator settlement, card-network settlement, ACH, Fedwire, Fed Now, RTP, clearing accounts, prefunding, FBO structures, and merchant reserves.
• Ensure effective reconciliation, controls, exception management, escalation, and operational resilience across payment and settlement activities.
• Build scalable processes and infrastructure to support significant transaction-volume growth.
• Partner with Product, Technology, Risk, Compliance, and Taba Pay to ensure new and existing payment products are supported by appropriate settlement, accounting, liquidity, and risk processes.

• Oversee accounting, controllership, financial reporting, tax, and financial controls.
• Ensure accurate and timely GAAP financial statements and applicable regulatory reporting, including Call Reports and other OCC, FDIC, and Federal Reserve reporting.
• Maintain effective reconciliation and internal control environments across banking, payment, settlement, and deposit activities.
• Oversee accounting policies and reporting related to payment activity, deposits, reserves, interchange, network fees, settlement obligations, and other bank operations.

• Serve as the senior financial-management contact with the OCC and other applicable regulators.
• Lead Finance, Treasury, Capital, Liquidity, and Payments & Settlement Operations engagement during regulatory examinations.
• Present financial, capital, liquidity, and performance information to the Board and relevant committees.
• Oversee remediation of regulatory, audit, and control findings within areas of CFO accountability.
• Manage financial interactions with the Bank's parent company.

• Bachelor's degree in Accounting, Finance, Economics, Business Administration, or a related field.
• 10+ years of progressive financial leadership experience, including significant banking or regulated financial services experience.
• Deep expertise in bank finance, treasury, capital, liquidity, accounting, financial planning, and regulatory reporting.
• Experience leading or providing senior oversight of high-volume payments, settlement, reconciliation, or treasury operations.
• Strong understanding of bank balance sheets, regulatory capital, liquidity and intraday liquidity, ALM, interest-rate risk, payments and settlement, GAAP, and financial controls.
• Experience interacting with banking regulators and supporting regulatory examinations.
• Strong communication skills with the…