Commercial Lender

About The Role

As a Commercial Lender, you will serve as a member of the Lending division responsible for the development and management of a commercial loan portfolio. The role involves prospecting for quality loan opportunities and maintaining a quality loan portfolio.

• Develop and manage a commercial loan portfolio for the bank.
• Focus on making high‑quality loans which comprise of C&I loans and owner‑occupied CRE loans. Knowledge of SBA loans is required.
• Demonstrate the ability to be a calling officer and prospect for new loans.
• Demonstrate superior credit skills and loan management abilities for presenting new loans for approval and also maintain existing loan portfolio.
• Develop measurable goals and objectives that focus on both customer service and long‑term profits.
• Work closely with management to formulate strategic planning goals and objectives to grow the bank’s loan portfolio and net income while providing loan services to customers and cultivating relationships with potential customers to drive loan growth.
• Keep abreast of related industry and professional trends and products and services to ensure the current and future effectiveness and profitability of the bank’s services, policies, staff proficiencies, and processed as they relate to assigned areas of responsibilities.
• Work towards and assist in the positive image and growth of the bank.
• Comply with all federal, state and local regulatory rules and regulations governing financial institutions, as well as all company policies and procedures.
• Complete and pass all required regulatory compliance training as assigned.
• Participate in project meetings.
• Secondary oversight of lobby services.
• Management of personal banking, cash operations, and loan floor supervisors.
• Daily oversight in absence of market supervisor/president.
• Perform any additional duties and tasks assigned by management.

• Sound knowledge of the field’s concepts, practices, and procedures.
• Strong knowledge of compliance with Federal and State regulations pertaining to the banking industry.
• Strong knowledge of lending products and services.
• Self‑motivated with a strong work ethic and ability to handle high‑pressure situations.
• Exceptional management, organizational, planning, time management and project management skills.
• Excellent written, communication and customer relations skills.
• Ability to set strategic goals and ensure high quality of products and services.
• Proficiency in Microsoft Word, Excel, PowerPoint and Outlook.
• Must live within 45 minutes of the bank's location.

• Bachelor’s degree in accounting, finance, economics, or business‑related field required.
• Minimum of three years Commercial Lending experience required.
• Formal credit training – preferred.

Guaranty Bank & Trust in Paris, TX. Address: 3250 Lamar Ave, Paris, TX 75460. Must live within 45 minutes of the bank’s location.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made for individuals with disabilities. The employee must be able to sit for extended periods, use hands in repetitive motions, talk and hear; occasionally stand, walk, lift or reach with hands and arms.

Must operate routine office equipment including computer terminals, keyboards, telephones, copiers, facsimiles and calculators. Must perform computer work for 6‑8 hours per day, work extended hours or travel when required. Must have reliable attendance and ability to climb/descend stairs in an emergency. Specific vision abilities include close visual acuity to perform activities such as preparing and analyzing data, transcribing, viewing a computer terminal, extensive reading, visual inspection of small defects, parts or machine operation/inspection, and using measurement devices at close distances.

Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. The benefits package includes medical, dental, vision, and life insurance;…