Commercial Relationship Manager III - Pasadena, TX

ESSENTIAL FUNCTIONS

• Actively participates in a business development plan to increase loan and deposit portfolio of commercial clients within a South State metro market.
• Develop consultative relationships with prospects and clients to add value by delivering appropriate banking solutions.
• Manage the flow of loan and deposit requests through appropriate channels to ensure credit quality, responsiveness, structure, and pricing that meet client needs and operating objectives of the bank.
• Collaborate effectively with Treasury Management Sales Officers, Capital Markets, Wealth, and Retail.
• Underwrite loan requests within the parameters of the Bank’s policies and procedures, ensuring loan packages are accurate and complete when submitted for approval.
• Manage and service assigned loan portfolio and maintain documentation for all loans and deposits.
• Partner with Credit to properly risk grade each loan in the assigned portfolio and adjust risk grades as circumstances change.
• Price each loan and deposit product according to current Bank pricing guidelines and document justification for departures from approved regulations.
• Demonstrate commitment to fair lending practices and remain knowledgeable of all laws and regulations governing lending activities.
• Ensure compliance with all applicable Bank policies, State and Federal regulations, and resolve client problems and general inquiries.
• Provide superior service to existing clients and build positive relationships with Community of Interest (COIs) and others to enhance the bank’s image.

• Well-developed sales, interpersonal, and negotiating skills.
• Excellent written and verbal communication skills.
• Basic accounting and credit skills.
• Detail oriented with proven ability to prioritize complex work assignments.
• Proven analytical skills and ability to evaluate credit worthiness.
• Proficiency in basic office equipment, calculator, and computer.
• Proficiency in Microsoft Word, Excel, Outlook.

• Education:
  
  Bachelor’s degree in business, finance, banking, or related field (graduation from a recognized school of banking is an asset).
• Experience:
  
  Minimum of 10+ years commercial lending experience, including loan structuring and credit analysis responsibilities.
• Certifications/Specific Knowledge:
  Extensive knowledge of bank products, services, procedures, and policies; in-depth knowledge of Federal and State lending regulations and banking policies related to lending procedures; familiarity with local business community preferred.

• Required annual compliance training.
• New employee orientation.

Reliable access and interpretation of information on computer screens, documents, and reports. Requires extensive time in front of a computer; work can be performed sitting or standing with the use of a right desk.

This position is in a private office.

This position may require some travel from time to time.

6025 Crenshaw Rd., Ste. 100 Pasadena, Texas 77505

Equal Opportunity Employer, including disabled veterans.