Product Analyst

Product Analyst

BANC OF CALIFORNIA AND YOUR CAREER Banc of California, Inc. is a bank holding company with over $34 billion in assets and the parent company of Banc of California. Banc of California is one of the nation's premier relationship-based business banks, providing banking and treasury management services to small, middle market, and venture backed businesses. As the largest independent bank headquartered in California, the bank offers a broad range of loan and deposit products and services through a network of full-service branches and regional offices, as well as through digital and nationwide capabilities.

The bank also provides full-service payment processing solutions to its clients and serves the Community Association Management industry nationwide through its technology forward platform, Smart Street™. Banc of California is committed to supporting its local communities through the Banc of California Charitable Foundation and by partnering with organizations that promote financial literacy, job training, small business support, affordable housing, and more.

At Banc of California, our success is powered by our people and a shared commitment to delivering meaningful results. We foster an environment where entrepreneurial thinking is encouraged, and accountability and operational excellence are expected. Our team members are empowered to take ownership, make informed decisions, and make a meaningful impact as the bank continues to grow and evolve. We are dedicated to supporting your growth and wellbeing through comprehensive benefits, robust development opportunities, and inclusive programs that enable you to perform at your best.

Together we win!

THE OPPORTUNITY The Product Analyst will support Banc of California's Digital Banking and Product function with a primary focus on product research, market trends, product performance, new product development, and product strategy. This role will work closely with the Head of Digital Banking & Product, Product Managers, and cross-functional partners to help evaluate, develop, enhance, and manage banking products that support the bank's growth, client experience, and transformation priorities.

This is a role designed for someone who is highly curious, analytical, organized, and eager to gain broad exposure to product management within a financial institution. The position will support research and analysis related to existing products, emerging product opportunities, competitive offerings, client needs, pricing, product adoption, usage trends, and revenue growth opportunities. The role will assist with product discovery, competitive benchmarking, business case development, roadmap support, and product documentation.

While the role will support digital banking initiatives, the primary emphasis is on developing strong product management fundamentals and helping the bank identify, prioritize, and deliver products and capabilities that improve client value and business performance. The Product Analyst will collaborate with internal partners, including Sales, Operations, Technology, Digital Banking, Marketing, Compliance, Legal, Risk, Finance, and vendor partners. Performs all duties in accordance with the Company's policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.

HOW YOU'LL MAKE A DIFFERENCE Support the Head of Digital Banking & Product with product analysis, business cases, presentations, roadmap updates, decision materials, and strategic product initiatives. Conduct product research and competitive benchmarking across banking products, fintech offerings, pricing, product features, client needs, market trends, and emerging capabilities. Analyze product performance trends, including adoption, usage, revenue, growth, attrition, profitability, client behavior, and other key metrics to identify insights and recommendations.

Leverage AI across all responsibilities, and work to drive wider AI adoption and use cases throughout the Digital Banking and Product team. Support smaller-scale products, product features, or defined product work streams under the direction of Product Managers or the Head of Digital Banking & Product. Partners with Product Managers and cross-functional teams to support product discovery, product development, product delivery, client experience improvements, and adoption efforts.

Prepare clear summaries, recommendations, presentations to support the bank's New Products and Services Subcommittee. Contribute to a culture of curiosity, collaboration, innovation, disciplined execution, and continuous improvement within the Digital Banking & Product organization. Follow all established policies and procedures. Perform other duties and projects as assigned.

WHAT YOU'LL BRING Bachelor's degree from an accredited college or university. 3 years of professional experience related to a product analyst position, including experience with product research, data analysis, reporting, business case…