Principal, Business Consulting - Transformation

Principal, Business Consulting - Payments Transformation

Infosys Consulting’s Financial Services practice is seeking a seasoned Payments Transformation professional to lead a strategic Payments Modernization initiative focused on High-Value Payments (HVP) for a Tier-1 financial institution. This is a high-impact role involving the replacement of legacy systems with a COTS product, and the forward engineering of a rail-agnostic capabilities on a microservices platform with suitable agentic AI interventions that supports future-ready payment flows.

The ideal candidate will bring deep domain expertise in high-value payments, strong program leadership experience, and a proven track record of delivering complex transformation programs in regulated environments.

• Lead end-to-end delivery of the Payments Modernization program, ensuring alignment with business goals and regulatory requirements.
• Drive the legacy platform replacement with a scalable, secure, and compliant COTS solution.
• Architect and oversee the development of a rail-agnostic payment capability that supports SWIFT, RTP, ISO 20022, and emerging rails.
• Collaborate with cross-functional teams including product, engineering, compliance, and client stakeholders.
• Manage program governance, risk mitigation, and stakeholder communication across multiple geographies.
• Ensure seamless integration with existing infrastructure and future-proofing of payment capabilities.
• Track KPIs, manage budgets, and ensure timely delivery with high quality.

• 7+ years of experience in payments domain, with at least 5 years in program management roles.
• Strong understanding of High-Value Payments, ISO 20022, SWIFT, Fedwire, and CHIPS.
• Experience with COTS product implementations in financial services (e.g., FIS, Finastra, Volante, ACI).
• Proven ability to lead large-scale transformation programs in complex environments.
• Excellent stakeholder management and communication skills.
• Familiarity with rail-agnostic architecture principles and modern payment ecosystems.
• PMP or equivalent certification preferred.
• Ability to travel extensively.
• Candidates authorized to work for any employer in the United States without employer-based visa sponsorship are welcome to apply. Infosys is unable to provide immigration sponsorship for this role at this time.

• Experience working with North American banks or securities firms.
• Exposure to cloud-native payment platforms and API-led modernization.
• Ability to operate in a fast-paced, high-growth environment with minimal supervision.

The estimated total annual compensation (base + bonus) range for candidates based out on NJ, IL, NY, CA & WA will be $154,375 to $193,125.

• Medical/Dental/Vision/Life Insurance
• Long-term/Short-term Disability
• Health and Dependent Care Reimbursement Accounts
• Insurance (Accident, Critical Illness , Hospital Indemnity, Legal)
• 401(k) plan and contributions dependent on salary level
• Paid holidays plus Paid Time Off

Infosys provides equal employment opportunities to applicants and employees without regard to race; color; sex; gender identity; sexual orientation; religious practices and observances; national origin; pregnancy, childbirth, or related medical conditions; status as a protected veteran or spouse/family member of a protected veteran; or disability.