Senior Financial Crimes Enhanced Due Diligence Analyst

Senior Financial Crimes Enhanced Due Diligence Analyst

When you join the Members 1st team, you become part of something much bigger than a credit union. You become part of our faM1ly—a tight-knit bunch with big dreams and even bigger values. It is an exciting time for us as we continue to grow, and we hope that you will choose to grow along with us. Wanting the absolute best for our associates means more than just competitive pay.

It means fantastic healthcare, paid benefits, opportunities for professional advancement and work-life balance - and best of all, a place where you are accepted and respected for your individuality.

The Senior Financial Crimes Enhanced Due Diligence (EDD) Analyst supports compliance with the credit union's Customer Identification Program (CIP), Customer Due Diligence (CDD) Program, and Beneficial Ownership requirements under the Bank Secrecy Act (BSA). This role ensures adherence to regulatory expectations and internal BSA/AML policies by performing quality control reviews of CDD files for completeness and accuracy, conducting EDD-related research, and reviewing business account documentation to identify discrepancies or potential policy violations.

Findings are escalated to business units and BSA management as appropriate.

The position is responsible for monitoring high-risk accounts, documenting policy exceptions, and partnering with business units to assess risks associated with new and existing members through due diligence and suspicious activity reviews. It maintains the due diligence database, performs risk rating activities for consumer accounts, and conducts ongoing monitoring and complex investigations using anti-money laundering (AML) systems.

Additionally, the role provides advanced expertise in business entity due diligence, including validation of entity documentation, beneficial ownership, and CIP requirements. It applies knowledge of business operations and industry characteristics to evaluate account purpose and expected activity, identify anomalies, and support risk-based decision-making. The analyst monitors account activity across account types to ensure alignment with the stated nature of the relationship and ongoing compliance with BSA/AML requirements.

• Advanced analytical and problem-solving skills

• Strong skill level for math computation

• Advanced written and communication skills

• Interpersonal skills to work with various levels within the organization

• Advanced knowledge of financial institution products, policies, and transaction processes

• Advanced knowledge of legal entity structures and associated due diligence requirements

• Accountability and self-management

• Communication

• Effective knowledge

• Innovation and problem-solving

• Teamwork and leadership

• Ability to communicate effectively in English, both orally and in writing

• Visually able to perform activities such as preparing and analyzing data and figures, viewing a computer terminal, and extensive reading

• Ability to sit for extended time periods

• Sufficient manual skill for operation of PC keyboard and other standard office equipment

• Ability to travel, including occasional overnight travel

• Ability to exert minimum amounts of force occasionally to lift, carry, push, pull or move objects

3-5 years of related experience

No

General and business knowledge equivalent to an associate's degree

None

At Members 1st, we look for individuals who will show up as their whole self because we value diversity, inclusion, and belonging, as well as people who believe in the philosophy of, WE>me. To be sure you align with our company mission, vision, values and culture reference the information below.

Company Culture is at Our Core

If there is one concept, we want you to understand about us, it is this. WE. It is a simple little word but means everything here. We think as one. One faM1ly. One community. One place where everyone belongings. Everything we do is in the best interest of all of us.

What WE Believe

Our Missions: WE serve our…