Loan and Member Services Representative I - Freeport

Loan and Member Services Representative I - Freeport

Job Category: RETAIL BANKING

Requisition Number: LOANA
006764

• Posted :
  July 24, 2026
• Full-Time

Showing 1 location

Freeport Branch

210 West Merrick

Freeport, NY 11520, USA

Freeport Branch

210 West Merrick

Freeport, NY 11520, USA

Four Leaf's ultimate goal is to provide the best-in-class member and employee experience, and it all begins with two things: hiring incredible people and giving them a great place to work.

What You’ll Do

The LMS I contributes to the success of the branch by delivering exceptional member experiences, fostering long-lasting relationships, and using financial knowledge to offer thoughtful solutions to address member needs. Responsible for meeting with members in person or over the phone to uncover financial needs, tailor products and services, share product knowledge, resolve member issues, and process all financial transactions with accuracy and efficiency.

Partner with Specialists (FA’s, MLO’s and Business Banking RM’s) to connect members with experts for specialized financial needs. Spanish Speaking preferred.

Core Contributions

• Operations:
  • Effectively process transactions by utilizing Four Leaf systems in accordance with established policies and procedures. This encompasses account openings and maintenance of consumer, business, and fiduciary accounts such as Estate, Trust, Guardian ships, and IRA’s, Notary if applicable among others.
  • Assess and identify the best possible lending product for members. Responsible for understanding product features and benefits and submitting applications, completing disbursements, maintenance, and closings for all loan products including Home Equity products.
  • Perform all financial transactions including teller transactions including processing Speed Deposit and Night Drop transactions, if applicable.
  • Make sound decisions that adhere to all policies, procedures, and regulatory banking requirements. i.e. making determinations for check holds while adhering to funds availability policy.
  • Identify red flags based on risk guidelines and refer escalations to supervisors when necessary.
• Member
  
  Experience:
  
  
  • Be a trusted advisor utilizing a consultative sales approach to assist with growing the branch market.
  • Make sound recommendations for products and services that benefit the members. This includes referring members to business partners to further expand member relationships.
  • Provide exceptional member experiences by cultivating relationships, identifying member needs, analyzing/researching account/loan data and resolving issues.
  • Maintain high member satisfaction that aligns to Four Leaf’s expectations including professionalism, accuracy, and timely follow up with members.
  • Ability to communicate with members to share knowledge and information such as marketing promotions and services provided by business partners.
  • Educate and assist members with technology and self-service options to enhance the omnichannel experience that meets their banking needs.
  • Contribute to lobby management by welcoming members, checking in members waiting for platform services, and at times assisting to ensure that the teller and drive-up traffic is managed with limited wait times.
• Compliance:
  • Support the branch by participating in opening/closing procedures, daily reports, audit tasks and dual control.
  • Maintain controls, reconciliations and reports as needed or required. This includes, but is not limited to verifying currency, balancing individual cash box/cash recyclers (TCR), daily reports, CTR’s, SAR’s.
  • Stay abreast and adhere to policies, procedures, and banking regulations.
  • Identify emerging risks and fraud trends to minimize exposure to members and Four Leaf.
  • Comply with all aspects of Bank Secrecy Act, Anti-Money Laundering, Office of Foreign Asset Control.
• Participate in the overall success of the individual, branch, region, Retail Banking, and organizational goals by meeting or exceeding assigned performance goals and metrics.
• Continually enhance sales conversations to obtain member relationships to drive deposits and loans.

Assets You Will Bring

• High School Diploma or GED.
• 1+ year of customer service and sales experience.
• Licenses: NYS…