Early Careers: Underwriting Intern

Location: Fort Washington

Aon invites ambitious college rising seniors to join our 2026 Summer Internship Program in our Aon Affinity U.S. Underwriting group. Immerse yourself in a unique and exciting environment as you sample a career that offers global reach and makes a tangible impact on our clients! Locations:
The interns will be based out of one of Affinity's offices in either Chicago, IL., Ft. Wayne, IN., Washington, D.C., or Ft. Washington, PA. Aon is in the business of better decisions At Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed.

Affinity Underwriting Internship Program Aon Affinity U.S., one of the largest program administrators in the United States, seeks passionate, engaged, and energetic individuals to join our internship program. Interns can gain valuable professional experience, while working as a part of our industry leading businesses. Upon completion of the summer internship, exceptional rising seniors may be extended an offer to join as a full-time colleague upon graduation.

What's Underwriting? Simply put, underwriting separates good insurance businesses from great ones. When McKinsey compared the top performing quintile of insurance companies to the bottom in terms of profitability, they discovered there's a 2% - 4% difference in expenses and a 28% difference in loss ratio. Loss ratio is the difference between premium insurers take in compared to claims dollars they pay out.

Underwriters select risks and determine the premium that customers pay. This practice has the biggest impact on insurer profitability, which is why Underwriters often rise to the top echelon of insurance company leadership. Why Affinity Insurance Services, Inc.? Affinity is a leading provider of specialty insurance solutions with decades of experience in the design, administration, marketing, underwriting, broking, and delivery of customized programs to a variety of markets.

Affinity's 1,400 colleagues across 15 offices place more than $4.4 billion in premium and premium equivalents on behalf of 34 million customers through 18,000 active broker distributors. We partner with many leading insurance companies as their managing general underwriter. In addition, we provide some non-insurance solutions directly to consumers or through sponsored partnerships with over 300 corporate or association clients.

What is the Affinity Underwriting Internship Program? The Underwriting Internship is an intensive 10-week experience in which Interns are educated in insurance and underwriting concepts, and experience how those concepts are put into practice within different types of underwriting models. Interns get hands on experience in underwriting analysis, risk selection, and pricing. Interns learn about the impact insurance coverage forms have on underwriting outcomes.

The Interns gain knowledge about client and broker relationship skills. They also learn about how risk management, loss control, claims management and other services play a vital role in a successful underwriting business. In addition to gaining knowledge and experience within underwriting businesses, the Interns learn about the many underwriting career paths available and the Aon programs that support and accelerate early career development.

A Typical Day Could Include:
Be exposed to and learn the essentials of insurance (risk, perils, hazards, risk transfer, and management, etc.) from an underwriting mentor. Benefit from specific product training sessions. In-person or virtual client interactions. Generate a risk analysis of an existing Affinity client or a prospective client. Prepare provisional quotes for review and approval by your underwriting mentor. Compare and contrast policy forms and prepare coverage summaries.

Evaluate available data and create benchmarking reports. Work closely within an assigned Affinity business unit, attend team meetings, learn client relationship management, and develop underwriting skills. Learn sales and negotiation techniques. Attend claims review meetings and become familiar with the loss management process. Participate in strategy sessions with Affinity marketing department as promotional campaigns are developed and implemented. Work with fellow Affinity Interns on special group projects How this opportunity is different This is a 10-week paid program across various U.S. offices with access to leaders through weekly learning sessions and a chance to interact with colleagues globally.

You will engage in challenging client projects with the benefit of continuous formal and informal feedback and the enjoyment of social outings and community service activities throughout your internship! Skills and experience that will lead to success Analytical thinking and problem solving Ability to work in teams and cultivate relationships. Excellent verbal and written…