Junior Loan Officer

Responsibilities

• Contact prospective clients to develop and maintain referral sources.
• Make in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads.
• Engage in marketing and promotional activities in support of your own sales.
• Meet monthly minimum personal production goals.
• Take mortgage loan applications and prepare effective loan proposals.
• Determine a consumer's needs and offer the appropriate product.
• Originate loans for appropriate amounts, rates, and terms that comply with NPF's program guidelines.
• Provide consumers with a superior level of customer service.
• Quickly and accurately answer all customer inquiries in a professional manner.
• Obtain all information deemed necessary to process loan requests in a timely manner.
• Assist applicants and solve problems that may arise between application and settlement.
• Stay informed of developing trends in the mortgage industry.
• Attend/assist with scheduled meetings, training sessions and courses.
• Maintain compliance with all industry-specific federal and state licensed activity requirements and company’s Code of Conduct.

• High-school diploma or equivalent is required.
• Two (2) year college degree preferred.
• Must qualify for and obtain state licensure in the states where the company does business.
• 2-year mortgage origination experience preferred.
• Valid Driver’s License required.
• Ability to quickly connect with people in an outgoing, friendly manner.
• Persuasive, selling communication skills.
• Strong sense of responsibility for completing work quickly and accurately.
• Ability to handle faster-than-average pace of activities.
• Detail-orientation with efficient focus on work activities.
• Careful decision-making skill with ability to avoid mistakes.
• Ability to delegate in a positive style with thorough follow up skills.
• Excellent oral, written, listening, and organizational skills.
• Basic computer skills.

• state licensure