VP of Commercial Lending

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Full Time Senior Management Pensacola, FL, US

7 days ago Requisition

Salary Range: $ To $ Annually

About Gulf Winds

Service Beyond Banking - At Gulf Winds, we are forward-thinking and team-oriented. We recognize and reward service that exceeds our members’ expectations and, most importantly, have fun while working hard and impacting our community. We’re looking for driven professionals who are passionate about service, fueled by purpose, and guided by core values of Integrity, Care, Growth, and Innovation

Our Values

Integrity

We own our decisions and actions by doing the right thing, learning from our mistakes, and taking responsibility.

Care

We help members meet their goals by listening to understand and offering the best solutions, placing kindness above all else.

Growth

We set ambitious goals, provide personal development opportunities, and encourage results.

We challenge the status quo to enhance the member’s experience and solve tomorrow’s challenges today.

We Invest in Our People

We offer a comprehensive benefits package designed to support your health, financial well-being, and work-life balance. Benefits include 11.5 paid federal holidays, PTO starting at 18 days for new hires, 16 hours of paid volunteer time, competitively priced medical insurance, and dental and vision coverage with 100% of individual premiums paid by Gulf Winds. Team members also receive employer-paid life insurance, short-term disability coverage, a 401(k) with company match, an employer-funded pension plan, flexible spending accounts, tuition reimbursement, and wellness programs.

Working at Gulf Winds

Working at Gulf Winds is not just a job, it’s a career. We’re hiring collaborative, motivated people who want to love what they do. We recognize and reward excellent member service and have fun while working hard. When you join the team, you can expect:

• Open and transparent communication with your leaders
• Consistent coaching and opportunities to improve performance.
• Collaborative and team-focused environments
• Short and long-term professional development
• Opportunity to participate in cross-functional projects.

With you on our team we can achieve our vision of becoming the leading and most trusted credit union on the Gulf Coast.

Role:

The Vice President of Commercial Lending provides strategic leadership and operational oversight for all commercial lending processes, from origination through portfolio management. This employee is responsible for ensuring operational excellence, regulatory compliance, and the delivery of high-quality service to commercial banking clients and internal stakeholders. The VP partners closely with the Chief Lending Officer, relationship managers, and risk management to drive efficiency, scalability, and profitability within the commercial lending function.

Essential Functions & Responsibilities:

15%
Directs Operational Leadership:
Oversees end-to-end commercial loan operations (processing through servicing); develops operational strategies aligned with growth objectives; establishes and monitors service level agreements (SLAs).

15%
Manages Credit Administration:
Supervises loan documentation review, covenant monitoring, and collateral management; ensures sound underwriting and timely credit decisions.

15%
Leads Team Development:
Mentors and develops operations professionals; fosters a high-performance culture; coordinates with Human Resources on talent acquisition and succession planning.

10%
Implements Process Improvements:
Drives continuous improvement initiatives using technology and automation; reduces cycle times and operational costs through best practices.

10%
Ensures Regulatory Compliance:
Maintains full compliance with federal and state regulations (BSA/AML, CRA, HMDA); serves as primary contact for regulatory examiners and internal/external auditors.

10%
Optimizes Technology Systems:
Champions the adoption of loan origination systems (LOS) and core banking platforms; identifies fintech partnerships and leads system implementations or…