Collateral Analyst, ABL - Phoenix, AZ

BANC OF CALIFORNIA AND YOUR CAREER

Banc of California, Inc. (NYSE: BANC) is a bank holding company headquartered in Los Angeles with one wholly‑owned banking subsidiary, Banc of California (the "Bank"). Banc of California is a premier relationship‑based business bank focused on providing banking and treasury management services to small, middle‑market, and venture‑backed businesses. The bank offers a broad range of loan and deposit products and services, with full‑service branches throughout California and Denver, Colorado, and full‑stack payment processing solutions through Banc Edge.

Banc of California is committed to local communities by supporting organizations that provide financial literacy and job training, small business support, affordable housing, and more.

As an Asset‑Based Lending (ABL) Collateral Analyst, you will support credit risk management by performing collateral monitoring, verifying borrowing bases, and identifying and escalating exceptions. This role is ideal for driven, detail‑oriented individuals eager to learn and grow in a high‑accountability environment. Success requires strong motivation, a commitment to accuracy, and the ability to exercise sound judgment. You will collaborate closely with credit teams to ensure informed lending decisions and portfolio integrity.

• Process collateral information daily, including payment application, sales assignment reviews, and inventory validation on an assigned portfolio of 12–15 accounts
• Perform ineligible calculations (daily, weekly, bi‑monthly, monthly as applicable) and ensure accuracy
• Reconcile accounts receivable agings and update inventory reports by validating borrower‑provided data against the core system
• Proactively identify exceptions and potential risks, escalating issues to management with recommended solutions
• Meet various daily deadlines for balancing and end‑of‑day close
• Understand how operational actions impact credit risk and client relationships
• Takes ownership of additional responsibilities and special projects as assigned, ensuring timely and high‑quality completion
• Perform job duties safely and report potential hazards in accordance with OSHA and company safety policies
• Treat people with respect; keep commitments; inspire trust; work ethically and with integrity; uphold organizational values; accept responsibility for own actions
• Demonstrate knowledge of and adherence to EEO policy; show respect and sensitivity for cultural differences; promote a harassment‑free working environment
• Follow policies, complete tasks correctly and on time, and support the company’s goals and values
• Assist with additional duties and projects as needed

• Accounts Receivable analysis experience
• 3+ years in ABL systems, Accounts Receivable, or Collateral Audit experience preferred
• Strong understanding of ABL and collateral mechanics, including A/R, inventory, and borrowing bases
• Attention to detail and ability to manage multiple priorities in fast‑paced, risk‑sensitive environments
• Initiative and eagerness to learn and grow professionally within the organization
• Demonstrated supervisory skills and team awareness through understanding of systems, workflows, and issue resolution
• Intermediate Excel, Word, Outlook skills; experience with ABL systems is a plus
• Motivated and proactive, able to excel independently while contributing as a dependable team member
• High School diploma or equivalent required

• 401(k) plan with company match and immediate vesting
• Comprehensive health, dental, vision, AD&D, supplemental life, long‑term disability, and health savings accounts with employer contributions
• Paid parental leave and family support programs (adoption, surrogacy, fertility assistance)
• Paid vacation days, holidays, and volunteer time off
• Tuition reimbursement, annual mentorship program, leadership development resources, Linked In Learning, and more

The base salary is determined through a review of education, industry experience, training, and market data. Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or other protected categories. If you require reasonable accommodation as part of the application process, please contact Talent Acquisition.