Portfolio Manager sp

PORTFOLIO MANAGER I - Hospitality

The Portfolio Manager is part of the Hospitality credit management team focused on the long-term risk-adjusted returns for the bank within the assigned business segment and/or geographic area(s). This individual manages a sub-set of Hospitality credits and is a key partner in the origination of new credits.

• Provide comprehensive credit recommendations and presentations to key risk partners related to prospect(s) and existing clients of the bank (including moderate to complex new credit structures, modifications, and extensions) based on a comprehensive review of the borrower(s) and guarantor(s) financials (which may include current and historical financial statements, tax returns, projections and/or cash flow proformas).
• Present credit recommendations within the bank's risk appetite and framework and follow the bank's policies, processes and procedures.
• Respond to clients' credit needs with an elevated level of client service and credit acumen to address their needs appropriately and timely.
• Provide ongoing oversight and management of the portfolio (including timely risk rating assessments, covenant reporting, covenant compliance, and the preparation of quarterly and annual reports).

• Teamwork: Mentors junior colleagues, fosters a culture of continuous improvement and professional growth.
• Hospitality Portfolio Management: Owns and manages an assigned credit portfolio, ensuring alignment with organizational goals and risk management practices, including underwriting all types of credit exposures, managing credit risk, and responding to prospective client inquiries.
• Hospitality Credit Analysis: Analyzes credit data and performs underwriting to assess creditworthiness and recommend appropriate structures to the Sales team and client. Prepares underwriting memorandums and approval documents for presentation to Credit Risk.
• Performance Monitoring: Performs portfolio management activities to monitor and analyze portfolio performance, including periodic reviews and covenant tracking.
• Data Analysis: Analyzes credit data to support underwriting and creditworthiness assessments, including developing and presenting individual credit recommendations.
• Risk Management: Practices effective risk management, maintaining high standards of credit quality and origination in alignment with the bank’s credit risk appetite, and complying with institutional and regulatory requirements.
• Collaboration: Partners with Relationship Manager(s) to successfully manage credit account relationships. Works closely with cross‑functional teams to ensure cohesive and effective credit operations and participates in ad‑hoc projects to support the organization’s priorities.
• Client Service: Provides exceptional client service by maintaining professionalism and effectively interacting with clients to understand their needs and provide tailored credit solutions. Participates in joint sales pitches with Relationship Manager(s).
• Other: Provides support and expertise for various additional activities related to the bank’s Hospitality platform.

• Bachelor's Degree or equivalent in Finance, Business, or related field.
• Minimum 4 years of progressively increasing credit underwriting and portfolio management experience in relevant industry/industries.

• Experience in credit management and lending operations, with a strong understanding of risk management principles.
• Desire to build leadership and coaching skills, with the ability to train and develop talent.
• Strong communication and collaboration skills, with the ability to work effectively with senior leadership and cross‑functional teams.
• Basic analytical skills, with the ability to interpret complex data and make informed decisions.
• Hospitality Industry‑specific knowledge and expertise.
• Exceptional track record of demonstrated multi‑tasking and proactiveness in a fast‑paced lending/bank environment.
• Credit/Bank analyst training completion preferred.

Starting base salary: $44.28 - $75.42 per hour. Exact compensation may vary based on skills, experience, and location. This job…