Corporate Fair & Banking Analyst-Loan Review

About The Role

The Corporate Fair and Responsible Banking (FARB) Analyst – Loan Review supports the Corporate Fair Banking Manager in maintaining the organization’s fair banking compliance program. This role ensures lending and retail banking activity comply with fair lending and consumer protection laws and regulations.

The Analyst performs complex data analysis, converts large datasets into actionable insights, and prepares clear reporting and executive summaries for senior management and Compliance committees. The role also provides subject‑matter guidance to Compliance, Lending and Retail business lines by monitoring regulatory developments and supervisory expectations.

Key responsibilities include fair‑lending and compliance reviews, leading the FARB risk assessment program, and overseeing FARB‑related models and non‑model tools in partnership with analysts, ERM‑Model Risk Management, and other stakeholders. The Analyst also contributes to ongoing enhancement of the organization’s Compliance Management System.

• Perform fair banking and fair lending reviews, including loan, adverse action, Regulation B timing, hidden denial, marketing, redlining/mapping, data integrity, and other risk‑based reviews.
• Provide ongoing monitoring and assessments based on internal and external findings, regulatory changes, and audit results; assist in creating and distributing surveys, conduct interviews, analyze results, prepare reports, and provide recommendations for improvement; update and manage the FARB Risk Assessment program.
• Review and update policies, including Regulation B Application, Adverse Action procedures, and FARB and UDAAP policies; ensure all products and services comply with fair banking requirements; attend semiannual meetings with ERM‑Model Risk Management team and update models and non‑model tools inventory lists and work papers.
• Maintain and update FARB work papers which serve as guides for reviews, surveys, interviews, and risk assessments; support internal and external audits and exams; participate in projects, activities, committees, and Teams calls to collaborate with colleagues.
• Monitor the shared FARB inbox and respond to FARB‑related inquiries from Compliance team members, GBCI, and Division employees; maintain communication and keep records of any significant issues or questions.
• Execute all company policies, applicable laws and regulations, including the Bank Secrecy Act, Patriot Act, and Office of Foreign Assets Control; complete assigned online training courses and achieve a passing score by the due date.

Education

• Bachelor’s Degree in Business, Finance or related field (Required)

Experience

• 5+ years of related banking experience, preferably in a compliance environment, quality control, or lending role (Required).
• 3+ years of experience in Fair Banking and/or Fair Lending compliance (e.g., ECOA/Regulation B, UDAAP), preferably within a federal regulatory agency or large financial institution (Required).
• 3+ years of experience developing and delivering fair lending reporting, analysis, and presentations (Required).
• 3+ years of hands‑on experience with fair lending analytics and monitoring software (Required).
• Strong knowledge of Fair Lending regulations, including Home Mortgage Disclosure Act, Equal Credit Opportunity Act, Fair Housing Act, Service Members Civil Relief Act, Fair Debt Collection Practices Act, Fair Credit Reporting Act, Truth in Lending Act, Unfair Deceptive or Abusive Acts or Practices, Real Estate Settlement Procedures Act, Mortgage Acts and Practices (Required).
• Basic experience working with data and building reports and tables (Required).
• Preferred experience with banking systems such as Loan processing software, Jack Henry, Encompass, Decision Pro, Laser Pro, nCino, CRAWiz, Fair Lending Wiz.

Skills and Abilities

• Independent judgment and strong technical expertise in fair lending principles.
• Trustworthy, credible, and discreet with strong diplomacy.
• Excellent interpersonal skills when interacting with a variety of people at all levels.
• Team player with a passion for customer service and rapport building.
• Ability to monitor, analyze and apply…